What do you contemplate in the region of NSF fees charged by bank ? IS it ethical ?
Question:
I believe that all consumer protection groups should stand together and protect Americans from this pervert bank practices .
Answer:
You fell in the trap---I enjoy a debit card and thought if the funds were gone they would not give somebody a lift the card---not even, I learned quickly, I paid 56 dollars for two debit that did not equal 9 dollars. Live and learn.
How something like you don't spend money that you don't have. Then you don't own to worry almost the bank charging you money. What a fresh idea explicitly...
they are some greed you know what its our money in they are using it and but they have a bottle to charge us i hate bank.
because you still have check's ,does not tight you have the fund's to cover .
quit writing check's ,if you don't hold the money ,its illegal.
put in prison time even .
and very costly ,covering adjectives those fee's from the bank ,and the associates you wrote the check.
If everyone could bounce checks and get no fees, that would be the completion of banks. What is your problem?
it seem ethical to me. when you open an story you sign papers. always be sure to read what you sign BEFORE signing the dotted chain. this can sometimes be a hard lesson literary. MOST banks will charge you a duty if you ummm for lack of a better word...BOUNCe somethingnot with the sole purpose is it ethical...if you continue to spend money you dont hold in the ridge...you could be discussing this matter to a style guru rather than here on yahoo
Its your description...don't you know how much money you have surrounded by it?
NSF=non-sufficient funds (?) Let me see if I understand you correctly. If you issue checks that "bounce", you want others to remuneration for your carelessness. Meanwhile the beneficiary of the bounced check, the bank, and others that are inconvenienced by your thoughtless engagements have to put up near you. Is it ethical? Well, is your stupid action ethical? If your paycheck "bounced" would you afford your employer a few "attaboys" and tell the ridge that they were unprincipled? Grow up, child.
I think it is ok ONLY if the hill covers/pays the transaction/s that overdrew or were written on the overdrawn report; like my federal credit grouping does.
Tamilla,
The sarcasm of some of the other posters aside, as a presumably mature grown it is your responsibility to know how much money you have contained by your account and not overdraw it. Your dune doesn't know when you write a check, so when it arrives in the bank's system, which can clutch a few days, it is the first chance the wall has to check your stability.
If there be no fee, you'd own even less incentive to settle up attention to your finances. The attitude you display in your posting lead me to feel that your guard needs the tax to keep your honest.
i enjoy see so lots times that the words REBATE CLAIM & REFUND are repeatedly used contained by excise. share the difference?
Question:
Answer:
Refund is governed by Section 11B of Central Excise Act and Rebate is govern by Rule 18 of Central Excise Rules.
http://www.allindiantaxes.com/cerule-18
Where any goods are exported, the Central Government may, by notification, allow rebate of duty paid on such excisable stuff or duty paid on materials used within the manufacture or processing of such produce and the rebate shall be subject to such conditions or limitations, if any, and fulfilment of such procedure, as may be specified in the notification.
http://www.allindiantaxes.com/ceactsec11...
SECTION 11B Claim for return of duty —
(1) Any person claiming discount of any duty of excise may make an application for compensation of such duty to the Assistant Commissioner of Central Excise or Deputy Commissioner of Central Excise before the expiry of one year from the relevant date within such form and manner as may be prescribed and the application shall be accompany by such documentary or other evidence (including the documents referred to in subsection 12A) as the applicant may furnish to establish that the amount of duty of excise in relation to which such discount is claimed was collected from, or remunerated by, him and the incidence of such duty had not be passed on by him to any other person :
Provided that where on earth an application for refund have been made past the commencement of the Central Excise and Customs Laws (Amendment) Act, 1991, such application shall be deemed to hold been made underneath this sub-section as amended by the said Act and the same shall be deal with contained by accordance with the provisions of sub-section (2) substituted by that Act:
Provided further that the curbing of one year shall not apply where any duty have been salaried under protest.
(2)If, on account of any such application, the Assistant Commissioner of Central Excise or Deputy Commissioner of Central Excise is satisfied that the full or any part of the duty of excise salaried by the applicant is refundable, he may make an decree accordingly and the amount so determined shall be credited to the Fund :
Provided that the amount of duty of excise as determined by the Assistant Commissioner of Central Excise or Deputy Commissioner of Central Excise underneath the foregoing provisions of this sub-section shall, instead of being credited to the Fund, be salaried to the applicant, if such amount is relatable to -
(a) rebate of duty of excise on excisable goods exported out of India or on excisable materials used within the manufacture of produce which are exported out of India;
(b) unspent advance deposits lying surrounded by balance contained by the applicant’s account current maintain with the Commissioner of Central Excise;
( c)refund of credit of duty compensated on excisable goods used as inputs within accordance with the rules made, or any notification issued, beneath this Act;
(d)the duty of excise paid by the capitalist, if he had not passed on the incidence of such duty to any other personage;
(e)the duty of excise borne by the buyer, if he had not passed on the incidence of such duty to any other soul;
(f)the duty of excise borne by any other such class of applicants as the Central Government may, by notification in the Official Gazette, specify :
Provided further that no notification beneath clause (f) of the first proviso shall be issued unless in the view of the Central Government the incidence of duty has not be passed on by the persons concerned to any other individual.
(3)Notwithstanding anything to the contrary contained in any acumen, decree, proclaim or direction of the Appellate Tribunal or any Court or in any other provision of this Act or the rules made thereunder or any other directive for the time being within force, no refund shall be made except as provided within sub-section (2).
(4)Every notification under clause (f) of the first proviso to sub-section (2) shall be laid previously each House of Parliament, if it is sitting, as soon as may be after the issue of the notification, and, if it is not sitting, in seven days of its re-assembly, and the Central Government shall seek the approval of Parliament to the notification by a resolution moved inwardly a period of fifteen days origin with the hours of daylight on which the notification is so laid before the House of the People and if Parliament make any modification in the notification or directs that the notification should call a halt to have effect, the notification shall thereafter own effect only contained by such modified form or be of no effect, as the case may be, but in need prejudice to the validity of anything previously done thereunder.
(5)For the removal of doubts, it is hereby declared that any notification issued below clause (f) of the first proviso to sub-section (2), including any such notification approved or modified under sub-section (4), may be rescinded by the Central Government at any time by notification within the Official Gazette.
Explanation. — For the purposes of this section, -
(A)“refund” includes rebate of duty of excise on excisable produce exported out of India or on excisable materials used in the production of goods which are exported out of India;
(B)“relevant date” system, -
(a)in the case of produce exported out of India where a reimbursement of excise duty paid is available within respect of the goods themselves or, as the shield may be, the excisable materials used in the fabrication of such goods, -
(i ) if the merchandise are exported by sea or nouns, the date on which the ship or the aircraft surrounded by which such goods are loaded, leaves India, or
(ii )if the stock are exported by land, the date on which such stock pass the frontier, or
( iii) if the stock are exported by post, the date of despatch of goods by the Post Office concerned to a place outside India;
( b) within the case of produce returned for being remade, graceful, reconditioned, or subjected to any other similar process, in any factory, the date of entry into the factory for the purposes aforesaid;
( c) surrounded by the case of commodities to which banderols are required to be affixed if removed for home consumption but not so required when exported outside India, if returned to a factory after having be removed from such factory for export out of India, the date of entry into the factory;
(d) in a casing where a businessman is required to pay a sum, for a indisputable period, on the cause of the rate fixed by the Central Government by notification in the Official Gazette surrounded by full discharge of his liability for the duty leviable on his production of certain products, if after the manufacturer have made the payment on the font of such rate for any period but up to that time the expiry of that period such rate is reduced, the date of such decline;
(e) in the casing of a person, excluding the manufacturer, the date of purchase of the products by such person;
(ea) surrounded by the case of stuff which are exempt from payment of duty by a special demand issued under sub-section (2) of branch 5A, the date of issue of such order;
(eb) contained by case where on earth duty of excise is paid provisionally beneath this Act or the rules made thereunder, the date of adjustment of duty after the final assessment thereof;
(f) in any other suitcase, the date of payment of duty.
A rebate is a discount that is to say not offered immediately at the time of purchase. It is sometimes offered by the factory owner but most often by the distributor/retailer surrounded by order to entice buyers to purchase a product. Rebates are successful because habitually times buyers forget to send surrounded by the necessary items for the discount. (I'm guilty of this.)
Refunds are usually the partial or complete return of funds if you return the product to the businesswoman, distributor or retailer. They often stem from a damaged product but can be due to a variety of reason like a consumer shifting their mind.
rebate is like a discount
reimbursement is returning (partly or in full) the money already compensated. Normally its returning the money by the excise dept the amount paid as credit excise duty in excess over the actual when its calculated.
Rebate Claim is reimbursement of Central Excise duty paid on the commodities which have be exported. Rebates are not subjected to screening of unjust enrichment.
Refund Claims are file for Refund of Central Excise duty paid wrongly or salaried excess. Refund claims are subjected to screening of unjust enrichment.
Recieved successful notifacations from microsoft almost a life-size successful of money within the u.k. is it tangible or a scam?
Question:
the notifacation is from mr.herley peterson e.a.a.s. customer servic 580 n. tenth street sacramento, ca 85914 Euru- Afro Asian lottery an affiliate of foundmoney international arena complex km 18 route de rufisque i.p.p Award dept. Amsterdam Netherland.
Answer:
Sorry to say but yes it is.There be someone on the news that get cought in that mess i Ca.1st. they want you to dispatch money so they are able to convey you the amount they say its the excise on the money that you need to pat,These elder people sent the money & never hear fromthem again.If it sounds to good sorry to articulate it usually is.
you know better...
That zip code (85914) does not exist within Sacramento, CA. All California zip codes fire up with the first digit a 9.
The address is a fraud as are those notification.
When does Wal-Mart start support up?
Question:
Answer:
Walmart will re-open bright and early at 6:00am on Tuesday December 26, 2006. Sadly, Christmas Day is the ONE AND ONLY time out of the ENTIRE YEAR that Walmart is completely closed so their employees can spend time near their families.
6:00 am Tuesday morning
Look on their website.
Tuesday morning Dec.26Th
My friend a moment ago be forced to resign surrounded by Nevada. They are denying her the accrue break salary she have. Can they
Question:
Answer:
Not true, in California if you earn your time off it must be paid out at the time of termination. No issue the reason for the termination (voluntary or involuntary).
Your friend should look at the state of Nevada's network site to see what the wage laws are concerning break pay. File a claim next to the wage and labor office for unpaid wages.
Vacation time ,NO! Even if she have been fired or be asked to leave because she did something criminal. This is money owed to her for work she did. Hire a lawyer, they love this stuff. Personal time and sick time however they can withhold. This is time built up while working for the company, only a benefit offered by some.
as with everything within are 2 sides to every story. why was she terminated/forced to resign? be it due to an illegal diversion? if so they are within their rights. to answer this
responsibly, more information is needed.
There are really 3 issues contained by your question.
1. Your "friend" wishes to look up the specific state laws contained by Nevada. Certain states deem vacation earnings accrued as it is earn. California does not pay out, Nevada maynot any.
2. If your friend feels she be improperly terminated she should find an employment attorney and threaten to sue for wrongful termination. I bet after being threatened next to the lawsuit, the employer would be willing to payout break.
3. Is your "friend" really you? I feel for you. I hold been asked to resign previously. It's not your fault, you are not alone.
detail of companies owned by Warren Buffet?
Question:
Answer:
Wow, looks like they said it adjectives.
Hi Bill, I hope this isn't too long but it's very complete and drastically interesting...I love success stories approaching this one
1951-1954 Buffett-Falk & Co., Omaha - Investment Salesman
1954-1956 Graham-Newman Corp., New York - Securities Analyst
1956-1969 Buffett Partnership, Ltd., Omaha - General Partner
1970-Present Berkshire Hathaway Inc, Omaha - Chairman, CEO
1943: (13 years old)
Buffett filed his first income levy return, deducting his bicycle as a work expense.
1945: (15 years old)
In his senior year of soaring school, Buffett and a friend spent $25 to purchase a used pinball appliance, which they placed in a barber shop. Within months, they owned three machines contained by different locations.
1950: (20 years old)
Buffett enrolled at Columbia Business School after erudition that Benjamin Graham and David Dodd, two well-known securities analysts, skilled there.
During this time, Buffett also pledged to the Alpha Sigma Phi fraternity. He is still influential today, donating every year to the fraternity.
1951: (21 years old)
Buffett discovered Graham was on the Board of GEICO insurance at the time. After taking a train to Washington, D.C. on a Saturday, Buffett knock on the door of GEICO's headquarters until a janitor allowed him in. There, he met Lorimer Davidson, the Vice President, who be to become a lasting influence on him and life-long friend.[2]
Buffett graduate and wanted to work on Wall Street. Buffett offered to work for Graham for free but Graham refuse. He purchased a Texaco gas station as a side investment, but that venture did not work out as all right as he had hoped. Meanwhile, he worked as a stockbroker. During that time, Buffett also took a Dale Carnegie public speaking course. Using what he well-educated, he felt confident plenty to teach a hours of darkness class at the University of Nebraska, "Investment Principles." The average age of the students he taught be more than twice his own.
1952: (22 years old)
Married Susan Thompson.
1954: (24 years old)
Benjamin Graham offered him a job at his partnership at a starting gross of $12,000 a year. Here, he worked closely with Walter Schloss.
Warren and Susan Buffett have their second child, Howard Graham Buffett.
1956: (26 years old)
Graham retired and folded up his partnership. Since leaving college six years faster, Buffett's personal savings grew from $9,800 to over $140,000. Returned home to Omaha and created Buffett Associates, Ltd., an investment partnership.
1959: (29 years old)
Buffett be introduced to Charlie Munger, the man who would eventually become the Vice Chairman of Berkshire Hathaway, and an integral part of the company's nouns. The two got along now.
1962: (32 years old)
Buffett discovered a textile manufacturing firm, Berkshire Hathaway, that be selling for under $8 per share. Through his partnership, Buffett eventually purchased 49% of the outstanding shares.
1965: (35 years old)
Took control of Berkshire Hathaway at the board group and named a clean President, Ken Chace, to run the company.
1967: (37 years old)
Berkshire paid out its first and with the sole purpose dividend of 10 cents.
1969: (39 years old)
Following his most successful year, Buffett closed the partnership and liquidated its assets to his partner. Among the assets paid out be shares of Berkshire Hathaway.
1970: (40 years old)
As chairman of Berkshire Hathaway, began writing his now-famous annual packages to shareholders.
1973: (43 years old)
Berkshire began to acquire stock contained by the Washington Post Company. Buffett became close friends beside Katharine Graham, who controlled the company and its flagship newspaper, and become a member of its board of directors.
1979: (49 years old)
Berkshire begin to acquire stock in ABC. Trading at $290 per share, Buffett's web worth neared $140 million. However, he lived solely on his gross of $50,000 per year.
Berkshire began the year trading at $775 per share, and finished at $1,310. Buffett's net worth reach $620 million, placing him on the Forbes 400 for the first time.
1988: (58 years old)
Buffett began buying stock contained by Coca-Cola Company, eventually purchasing up to 7 percent of the company for $1.02 billion. It would turn out to be one of Berkshire's most lucrative investments, and one which it still holds.
2002: (72 years old)
Buffett entered contained by $11 billion worth of forward contracts to deliver US dollars against other currencies. By April 2006, his total gain on these contracts was over $2 billion.
2006: (76 years old)
Buffett announced contained by June that he would give away more than 80%, or in the order of $37 billion, of his $44 billion fortune to five foundations in annual gifts of stock, starting within July 2006. The largest contribution will go to the Bill and Melinda Gates Foundation.
Acme Brick Company
International Dairy Queen, Inc.
Applied Underwriters
Iscar Metalworking Companies
Ben Bridge Jeweler
Johns Manville
Benjamin Moore & Co.
Jordan's Furniture
Berkshire Hathaway Group
Justin Brands
Berkshire Hathaway Homestates Companies
Larson-Juhl
Borsheim's Fine Jewelry
McLane Company
Buffalo NEWS, Buffalo NY
Medical Protective
Business Wire
MidAmerican Energy Holdings Company
Central States Indemnity Company
MiTek Inc.
Clayton Homes
National Indemnity Company
CORT Business Services
Nebraska Furniture Mart
CTB Inc.
NetJets(R)
Fechheimer Brothers Company
The Pampered Chef(R)
FlightSafety
Precision Steel Warehouse, Inc.
Forest River
RC Willey Home Furnishings
Fruit of the Loom(R)
Scott Fetzer Companies
Garan Incorporated
See's Candies
GEICO Auto Insurance
Shaw Industries
General Re
Star Furniture
Helzberg Diamonds
United States Liability Insurance Group
H.H. Brown Shoe Group
Wesco Financial Corporation
HomeServices of America, a subsidiary of
MidAmerican Energy Holdings Company
XTRA Corporation
http://www.berkshirehathaway.com/subs/su...
How plentiful culture contained by your company ?
Question:
Answer:
187 regular employees
467 contractuals.
12 manager
1 ceo..
15
too many
Do youy know any company that have be dead loss contained by the recent past 10 years?
Question:
Answer:
K-Mart
Ford Motor Co.
tv networks- time warner bought everybody
Aircraft
Ship building co.
I don't know if you mean flop, or bought out
Like TRW, Newport Shipbuilding
Ryan Air.
The economy is superlative. No companies have file for BK or disolved over the last 10 years. Continue your prayers to George Bush...he is the messiah.
United Airlines
Conseco Insurance file for bankrupcy about 5 years ago.
Enron
Arthur Andersen
who are the competitors for ispat stel?
Question:
Answer:
Ispat is owned by Mittal Steel. The other big steel companies that Mittal competes with are Nippon Steel, Nucor, US Steel, and AK Steel.
I WORK FOR ISPAT
AND
COMPETITION IS NOT THERE FOR OUR PRODUCTS.
WE ARE TPM CERTIFIED COMPANY AND WE PRODUCE QUALITY PRODUCTS.
Bureau of Internal Revenue of the Philippines- i want to attain Corporate annual income excise return form?
Question:
Answer:
call them
what is chief?
Question:
what does the word chief mean?
Answer:
Hi Nati
Assuming from the category "Corporations," I am assuming you are speaking of chief as such. Generally, in attendance are several "Chiefs" within a corporation, respectively controlling a specific aspect of the business.
CEO, CFO, CIO, CTO, CSO, and CCO are abbreviations that stand for: Chief Executive Officer, Chief Financial Officer, Chief Information Officer, Chief Technology Officer, Chief Security Officer, and Chief Compliance Officer. Modern corporations commonly use these language to describe their top executives.
The CEO (Chief Executive Officer) is often but not other also the President of a company. The CEO reports to the Chairman of the Board and board members. The CEO is usually the most essential spokesperson for the company, the person who is responsible for quarterly results, and the best remunerated member of the company.
The CFO (Chief Financial Officer) is sometimes also the company Treasurer and, within many companies, is see as the second most important entity in the company (since managing the quarterly results recurrently depends on an understanding of how to hold on to the books).
The CIO (Chief Information Officer), a relative newcomer to the ranks of the top executives in a corporation, is responsible for a company's internal information systems, and, especially near the arrival of the Internet, sometimes in charge of the company's e-business infrastructure.
The CTO (Chief Technology Officer), another relatively modern arrival to the top executive ranks in various companies, is likely to be see as the second or third most important individual in any technology company. The CTO is responsible for research and nouns and possibly for new product plans.
The CSO (Chief Security Officer), a recent arrival, is responsible for the financial guarantee of a company's communications and business systems.
The CCO (Chief Compliance Officer), yet another newcomer, is responsible for ensure that a company and its employees are surrounded by compliance with system regulations and internal policies.
The boss If you mean a creature. "CEO" means chief executive officer. This is the big boss that runs your company.
Chief can also tight-fisted "main."
Help me to have a handle on this?
Question:
What does these statements mean??
1. Impetus for redeploy was cost of public organization.
2. Deinstitutionalized human services to subcontracting.
Answer:
1. Impetus... In order for the required change to take effect, we must cut the number of public employees.
2. Deinstit... Reduce the the number of public organization in our Human Services Dept. and subcontract for temps next to an outside firm to handle our principal human services detailed work.
How to create money beside G00GLE personal ad sense?
Question:
Answer:
ur question is not clear
but ad on G00GLE will cost a lot of money and brings plentifully of customers!
What should I salary attention to during a taste done at a catering company?
Question:
While I'm at the test what I own to consider to make my final desition to chose who will cater my corporate event, service? sale person? how they feat? food presentation?
Answer:
you should pay attention to the total package if they are virtuous enough to demonstrate, the tiniest you can do is listen to the whole story ,until that time you make a acumen.
How much did Pakistan Petroleum fixed settle as dividend within year 2006?
Question:
Karachi Stock Exchange announcements etc
Answer:
The site on the Internet to find