Can I grasp a home loan?
My FICO credit score is 549.My income is 30,000 a year.
I'm from South Carolina.
Been at my current living 8 months.
The mobile home I wish to buy is $13,500
I hold land that I will set the mobile home up on that I salaried $2,000 for that I will put up for collateral.
I can put 30% down payment also.
CAN I GET A LOAN?
Answers: I work for a company that specilizes contained by Manufactored Housing. We are also not credit score drivin we could do a loan approaching this but the house is not worth enough! According to your income and not knowing anything more or less your dept you would need to buy a more expensive home.Owning your own territory is a big plus! I work for one of the last companys to do Manufactured Housing I am drastically well versed within this type of loan..50,000 min for a house, thats just the style it is. Unless you have great credit 600+ score and can go chattle in that is no conventenal on this type of housing anymore...I have allowed for my email to be see if you have anymore question..oh yeah and 30% down is GREAT but we can do it with adjectives the cost rolled in also
a trailer home?
I'd seriously consider buying a nice home, not on concrete blocks
Your Bank is the first place I would check near. 30% DOWN you shouldn,t have a problem beside fin. Being at the same assignment for so long is a big help.
When I use my credit card how do I know the charges I receive are true?
For example Daves food store on my credit card may read D.R.B. enterprises, it is even harder to trendsetter overseas and to make it even worse I other use my credit card as I get points for gifts.Answers: So do resembling everyone else, and keep track of your receipts and meeting them to the bill when you receive it.
Keep your receipts and check them off once you get your credit card statement.
Bad credit if i plain an checking sketch and close it a month subsequent?
Will i lower my credit score if i spread out another checking account and close it a month latterAnswers: No, as long as you don't overdraw the accounts. Checking accounts are not "credit" and are not reported to the credit bureaus unless you overdraw and it goes to collection.
No, deposit accounts are not reported to the credit bureaus. However, they are reported to ChexSystem so that you cannot make tracks a negative symmetry at your old ridge and then try to start a new deposit sketch elsewhere - of course, this be not applicable to you anyway.