Credit Questions and Answers

Amazon account/ paying?

i have a amazon information, and i just sold a ps2 to a entity in nigeria. Amazon transport me a message saying that the soul had rewarded me with credit, but when i jump to my account it say $0.00 on my account. How come it say that. Do I have to create something else so i can know if iam recieving money into my depiction. I picked the gift card pick, so everytime i get money for selling an item, it go to my giftcard, but it says $00.0. What should i do to see if i own been compensated the money or not?


Answers: Hope you didn't send the ps2 nonetheless. Never sell anyhting to anyone surrounded by Nigeria, it's likely a scam.
You enjoy NOT been salaried. It was a FALSE email from a scammer. NEVER EVER EVER deal beside anyone from Nigeria (or The Ukraine)

I need a credit card so I can start building my credit but no one will approve me. can you recommend a card?




Answers: Save your money, deposit it in your favorite financial institution, then request a "secured" credit card. The credit limit is based on the amount you have on deposit, and they will report your good payment history to the credit bureaus. After a year or so, you can request to have the hold released from your savings.
Try Orchard Bank.

http://www.orchardbank.com/

They approve anyone, BUT you have to pay a year fee of around $40 or so, and the interest rate is a bit higher.
You don't need a credit card. You don't need to "build credit".
All it's gets you is debt.
Live on less than you make.
Pay as you go.
You have to borrow money and make payments on time to get a high fico score. You have to keep borrowing money and keep making payments on time to keep a high fico score. All you get is debt.

The only time you might have to borrow money is for a home loan. You can do that without a fico score. It's called manual underwriting. It's not a sub prime loan. It's the way it was done before the fico score. You can get the lowest interest rates available.
try Capitalone orchardbank And citibank
but only apply fir the ones that are for people with bad or no credit

How masses points will my Fico Score travel up if i rate sour adjectives my revolving credit?

Revolving credit is around $2,000.


Answers: There is no way to accuratly answer this.

Credit score are based on the following fctors;

1. Payment history 35%
2. Time contained by bureau 15%
3. Types of credit 10%
4. New credit 10%
5. Debt to credit ratio 30%

Without actually looking at your credit report in that is no way to pass any kind of estimate.
There is no road of knowing. One thing is for sure, If you grip with the fico chalk up you will end up next to nothing but debt.

The fico ranking is actually an I love debt chalk up.
It's all base on debt.
How much debt you have.
How long you enjoy been making paymnets on debt.
what kinda debt you hold.

If you pay as you jump. Live on less than you engender. You will have money.

The single time you might have to borrow money is for a home. You can do that minus a fico score. It's call manual underwrite. It's not a sub prime loan. It's the way it be done before adjectives the fico worship. You can get the lowest interest rates available.

Check out daveramsey.com and listen to his radio show. He have lots of great advice on money and debt. It doesn't cost a dime to listen.

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