Im looking to bring up my Fico score on my credit, any body know any good but fast ways to bring it up?
Answers: I agree with everything lisa S said but in addition I was told that basically there are like 100 eyes looking to see you do something wrong but there are only 30 eyes looking for you to do something right so say your minimum payment on a card is $60 and you decide that you want to pay $120, don't make one payment of $120, Make your payment of $60 and 2 payments of $30 throughout that month because its showing more activity and it will get those eyes looking at you.
But strive towards paying down your accounts and only keeping 30% on your card. Never miss a payment or pay late because that hurts you tremendously. Don't cancel credit cards, its worse than just leaving nothing on them.
And its better if you have only one account with a high balance rather than all cards close to maxed out (consolidate to one card if possible)
Good Luck
yes
pay you credit card bills down to where they are under 30 percent of the available credit
for example if you have a credit card with a limit of 1000 bucks make sure that you pay it down to under 299.
Pull a copy of your credit report and make sure it is accurate.
If it is not dispute the parts that are not correct
I read on the WAMU website that for every three months you pay your bills on time and above the minimum, your score will gradually go up.
Go to freecreditreport.com and get a copy of your report. Go over it and make sure everything on there is in fact yours. If there are any collection items, get those taken care of.
If you are serious and want to increase your fico score. It will take some work in your part, you can visit www. creditboards.com This site has plenty of expert advise on helping you to get your credit straightened out. It helped me out tremendously!
Just answer the truth, don't preach Is it possible to use my son's SSN to receive credit approval?
I mean 'bout 3 years ago I be screwed up with my credit trying to support a relative (2 long story) the thing is I'm still working on it but seem its gonna take a while I've try to rescue in directive to buy a washing mechanism with a dryer for a while (big family) and really could use the credit surrounded by order to recompense it slowly since I dont have adjectives the cash which is merely impossible for me to liberate but can make small payments and I really entail those appliances I'vent had a washer for over 4 years very soon, don't ask.anyways Can someone tell me if I attain caught doing this will they send me to detain is it possible to do it, legal I give attention to may not, but can I try this? or could really be a bad Idea a friend told me is permissible but I have my doubts...Please experienced citizens help me I'm not a criminal and don't want to become one back I go nearby, want to know where am getting into!!Answers: It's in recent times as possible as prison. Of course it is possible and highly unconstitutional and yes you could serve time for this criminal offense if you are caught.
If you do not have the money, after you save until you can afford it. I would bet that adjectives of your "long story"s and "don't ask"s were mistakes a moment ago this big.
You need better friends or friends near better advice.
is it possible , yes
unfortunatly for u it is criminal fraud.
will u dance to jaill highly unlikely.
stop by dave ramsey.com to help u revise the hard lesson coming ur bearing.
This is a bad conception and it's illegal. Basically you would be commiting identity thieving. Instead look for a way to draw from out of debt. I did and now I'm debt free and pay packet cash for everything!
http://www.daveramsey.com/
Using your son's credit and SSN in need permission is FRAUD. And yes, you CAN be prosecuted for it, especially if you fall short to make your payments and you ruin your son's credit report situation in need his agreement. Frankly, the thought that you would even consider doing this makes me below par.
You need to swot up to handle your OWN credit, short trying to ruin the credit of others, particulary your own son's.
What you're asking is indeed credit fraud. If you can make payments, after save up for 2 months, and hit the score & dent appliances. You can get a used washer & dryer duet for $200 and up.
Sounds like you're surrounded by a bit of a financial crisis. Take a breath. Save up about $500-$1000 really hastily and put it away for emergencies. Then return with on a budget. You don't need credit to buy things - earnings cash from presently on. Nothing is impossible - but it may be extremely difficult.
It is fraud and felony and prison time is included. Not to mention that if you wreck your child's credit then you are dooming their adjectives. Save the money to buy things. Take a serious look at what you are currently spending your funds on and cut out all non important items. This will save you and your child thousands of dollars. Good Luck.
Does half.com accept debit cards or only credit cards?
Answers: they will accept debit, echecks and credit using your paypal account. If you email the seller they will probably also accept a postal money order.
You have to use a credit card, but if your debit card has a Visa or Mastercard logo on it I'm sure it will work as a credit card.