Credit Questions and Answers

If I don't pay on e-bay, I know the seller can give me a negative rating, but will it affect my credit score?




Answers: It won't affect your credit rating but its not a good thing to let someone down when you have won an item on ebay . Is there a reason you don't want to pay - if there isn't then contact the seller and let them know you made a mistake . Play by the rules.
IT won't affect your credit score but if you get so many non payment strikes against you .as the seller does more then give a negative rating they file a complaint (you see they get billed a certain percentage as well after the item is sold for that amount not just the listing fees they paid )
By filing a dead beta bidder complaint they get the listing cost back as well ...Can't remeber but it is on ebays policy after so many strikes your account is closed.
Uh... pay your bills and you won't have to worry about it.
It is possible it could affect your credit score if it were a large enough purchase and you angered enough people. You never know...
Why would you bid on something and then not pay for it?
It doesn't matter. If you legitimately owe the seller money then you should pay them.

Whats the lowest credit score??How low it can go??




Answers: FICO reports from 300 to 850 anything that calculates to below 300 defaults to a 0.
You can have a 0 if you don't borrow money.

Which just means you win financially.

People obsess with the fico score (I Love Debt score).

It will bring you nothing but debt.

Check out http://www.daveramsey.com and listen to his radio show. He has lots of great advice on money and debt. It doesn't cost a dime to listen.
400 i believe. 10 years

Is there a credit card for students under 18?




Answers: No.

You can be an authorized user on an adult's, well, someone over 18, account.

The reason being is that a credit card company has limited ways to pursue someone under 18 who decides they do not want to pay. You can't enter into a contract with someone under 18 in the United States. I mean, you can, but the under 18 person could annul the contract and, in the case of a credit card, not have to pay it back.
yes, it's called the american express gift card.

The entirety of this site is protected by copyright © 2008. All rights reserved. RunEye.com