Is near a Credit Suisse Bank within London and how credible are they?
Credit Suisse Bank in London state they are holding Uk 500,000 Pounds for me within a Microsoft Lottery by E-Mail address. Does anyone know these people? i am genesis to think it is a SCAM!Answers: Yes it's a scam
They own the gherkin building in the City.
It's a Scam.
Ignor and delete (and put in the picture them too).
Thanks
http://www.alex.barton.co.uk
How to fix a problem on my credit report?
I wrecked my car within June 2006. I did not make the reward till December 2006, we paid bad the remainder of what the insurance did not pay. On our credit report it say, account closed, rewarded, charged off. What does that niggardly? It is listed as a denial on our report. It also is listed as a Derogatory. Occurred within 07/2007. Why are the still sending to the credit companies?Answers: The problem is that you missed 5 payments. I'm guessing that you didn't try to keep surrounded by contact with the creditor?
After 3 months of no payments they start getting tough, after at 6 months they will charge it off as a unpromising debt. At that point it goes on your credit report. It does not enjoy to go through a collection agency for it to appear on your credit report.
Once near, it is an accurate report of your loan history. Unless there is some sort of error on it, near is very little that you can do to grasp it removed. Only the creditor who posted this to your report can delete it. And now that they own your money, there is little incentive for them to do that. In other words, the creditor is acting close to a jerk.
You could possibly contact them and try once again to explain why you be late near the payments. Maybe offer to money any of their expenses that they incurred trying to collect...i.e. a "bribe".
Wish I had better answer for you. But officially, as long as they report contains accurate information there is no process you can force them to remove it. And it sounds like it's adjectives accurate. It will remain on your history until June, 2013, 7 years from the date you missed your first payment.
Basically what I believe happen, if the listing is within fact correct, is that the creditor charged past its sell-by date the account (claiming it as a loss to the IRS and wash their hands of it) but you rewarded off the remainder so it be never sent to a collection agency. That would be my guess.
Try disputing the listing next to the credit bureaus. That would be my first move.
Another trick might be to get the the loan company/bank to dispatch you a letter on their letterhead stating that the account/loan be satisfied, you could later send that within to the credit bureaus as proof the listing is incorrect and constraint it be removed.
I'm going to forward this question to one of the best answerers here, he can supply you much better advice than I can.
Can the credit card co. hold my wife responsible for my debts should i die?
Answers: All of these answers here are at least partially wrong.
Assuming that the card belongs solely to you (not a joint account) and you do not live in a community property state, then no she is not responsible for your debts, however your estate would be.
The creditors will go after your estate to settle the debt, and any assets you have could have liens placed against them and so forth, so she may feel the effects of it. But they could not take her to court and win a judgement against her to garnish her wages or anything like that.
If this could be an issue for you in the future, your best bet would be to talk to a lawyer who specializes in asset protection and estate cases. They can advise you on how to protect her from this scenario.
Yes, unless you got one of those insurance plans where they forgive the debt if you die.
So be totally up front with your spouse about all debt, just in case. My dad died, and my mom was sideswiped by some debt she didn't know about.
Yes,
1) if you live in a community property state:
Arizona
California
Idaho
Louisiana
Nevada
New Mexico
Texas
Washington
Wisconsin
2) if her name is on the debts as well
If neither of these situations apply then your assets will go thru probate and be sold to pay your debts and what is left will be hers.
Yes...