Credit Questions and Answers

Payment on Paypal near a credit card?

I tried to pay for an item I only just bought on Ebay with my credit card (for the first time)using Paypal and I get this message:

"Paying with your dune account offer the highest stratum of PayPal protection and security, plus these advantages:

oThis wage is eligible for up to $2,000.00 CAD of coverage with PayPal Buyer Protection
o nstant Payment -- Bank story payments are processed instantly
oConvenience -- Paying with your sandbank account vehicle that your payments always move about through -- instantly.
oSafety -- Your bank description information is kept safe through the greatest grade commercially available encryption and is extensively covered against unauthorized use"

I cancelled my transaction to ask a interrogate: I thought that paying with a credit card offered second protection if the seller doesn’t convey you the item. Is that inaccurate? I enjoy paid for items next to money coming from my bank explanation. I just thought I have more protection if I paid using a credit card.


Answers: A credit card is the best course to pay and offer you the best protection. In very few circumstances, you won't be protected by Paypal and can do a chargeback if you funded the wage with a credit card.as you would expect, Paypal doesn't like this because if the credit card company initiates a chargeback, at hand is nothing they can do.

as you be..use your credit card.
Paypal would prefer to take the money directly from your checking side, because they make smaller number if you use a credit card (they are charged a merchant fee).

I cannot tell you which agency it is easier to dispute a charge if the goods are not deliver as advertised, since you authorized the charge any way. But ultimately you would feasible need to bear that up with the hawker and Ebay.
Paypal offers it's own protection if you remuneration directly through your bank explanation. They prefer this method because it's harder for you to dispute the charge with your sandbank if you don't like their judgment.

With a credit card it's far too easy to initiate a chargeback and to rob the money back from Paypal, which is why they'd fairly use your bank.

What is credit score is considered acceptabl? I am trying to move to VA and rent a home.?




Answers: Most landlords are really not interested in scores, but your overall credit history and if you have judgments from non-payment of rent to other landlords.
I agree with Mccray. Landlords, when they do a credit check, don't care too much about your credit card debt or other kind of debt - they want to make sure you don't owe back rent to someone else, because that indicates you would be very likely to stiff them on their rent. Any back-owed rent would likely show up as a judgement on your credit report, and a landlord can definitely decline your application on those grounds. So your score can be anything - even so low you don't even get a score - they just want to know you pay your rent.

Is it possible to use a run of the mill atm card to sign up for paypal?

I don't have a credit card but i want to buy something on ebay. And most of the stuffs requires me to repay using paypal. So i was wondering if i could sign up for a paypal acc using my ordinary atm card.


Answers: The signup for PayPal is free, but to buy something off eBay, you call for to have a Credit Card and a Bank Account/Debit Card. If your depiction is verified, you can then buy items stale eBay with your Verified PayPal. If you don't own a Credit Card, you can contact me for an alternative.
the atm card has to be a debit card (does it own a mastercard or visa logo on it?) If not, go to your guard and see if you can switch your atm for a debit card.

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