My b/f have a debt of almost $6,000 from a scam/fraud that happen around a year ago...?
Now the creditors are calling to collect the money but, he doesn't have the money to afford. They say he is liable since he cashed the fraudulent checks. They are motto they will take him to court, frills his wages, and ruin his credit. Is there anyway, if they lug him to court, to actully win since he has proof it be fraud and the money never went to him?Answers: Hate to answer question, with question, but, need to know.
Did he record a police report concerning the fraud?
Was this the scam where you are sent a check, you deposit it and later send a bunch of money put a bet on to the guy that sent you the check? Then of course, the check doesn't clear and you fall up overdrawn and bouncing checks all over?
Does he know who perpetrate the crime against him? Did he prosecute?
We really can't help you when we enjoy no specifics, there are a thousand scam and a thousand ways you can be liable.
If he cashed the checks, what did he do with the money?
Even if he give the money toi someone else, he is resposnible and he needs to turn after the person he give the money to.
i don't think its fraud.
when they convey checks that say by depositing this $100 check you agree to own $6000 withdrawn from your bank its not fraud. its shady business practice but its not fraud since they told you they plan to rip you stale.
he cashed the checks, or am i missing something?
if that's the case, he's totally liable for that money.it make HIM of the people defraud the bank.
Hey nearby, I might be able to comfort you, I have a conditions in debt salvage and collections. Just a few questions:
1) Can the creditors prove the debt belongs to him? If so how? If they are your run of the mill collectors they will not be capable of give you a straight answer. If this is the covering, tell them he's presently currently on the benefit and is unemployed, this beat to them they maybe taking a risk of wasting money collecting a "insensible end debt". If they ask you to provide proof, newly say no thank you and cancel the call, it is up to them to prove that he is working. Unless they are the rationalization Manager for the debt portfolio they will not be able to beckon you back as they will be working stale a dialer.
2) Have you advised the creditors that he is employed or if they own knowledge of his employment? If not don't transmit them he's employed or by what employer. If they know, tell them the stress of the debt have forced him to leave his opportunity and is now on the benefit.
3) Was the fraud reported to the police? Don't provide the collection agency beside any information regarding your boyfriend except that you own proof that it was fraud. They will hold to issue an SLC, you will have 30 days to respond. At this time aim legal representation, turn up to court near proof that the debt is not yours, the courts are generally understanding towards people who show up to court to urge their debts.
4) Unless directed by a court of law, DO NOT settle any money on the debt, if you do, you will own it, not even 5 cents!
5) They would have ruined his credit by defaulting by now for a debt that big if that be the case, do a credit wallet check on him to make sure.
Hope this help :0).
if he actually took th emoney out
or sector of it he is liable
I want 2 knw abt paypal rationalization??
I want 2 knw is it useful 2 unstop paypal account.I own a credit card which can b used only within India...With the help of that card can I brand name international payment...I own a debit card..I dont knw it is valid abroad...Plz giv resonable answers!Answers: I own a paypal account, essentially because some internet shopping sites don't allow direct payments
I have found my paypal portrayal very adjectives, easy, and in safe hands.
It not only help when making purchases, but if you ever make an online trade, you can recieve money through paypal as well.
It's free, why not sign up!
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its free to open an reason with paypal.
and if you are doing business afterwards some one can pay u through paypal as okay.
You should contact Paypal customer service directly.
Here is my take, I hold been using Paypal for nearly four years, I purchased many items on the Internet internationally. Paypal will debit my credit card or dune account at anything the exchange rate for that transaction. I preferred credit card payments on my Paypal over the bank story. It gives me a summary statement beforehand I remit through my bank article.
Just use your credit card unless the seller insist instant mound account payoff. My daughter used her bank account/debit card. When she have a refund, it take about 7-10 days beforehand she actually see the fund surrounded by her account. Credit card is in the region of the same, but it does not deplete your fund contained by your bank rationalization.
Good shopping...
Hi
Paypal is fine for internet biz. U can join FREE and grasp Urself verified by entering all the reqd details and also Ur credit card details.
After getting verified, U can also relation Ur Online bank A/c resembling Axis Bank or ICICI Bank for receiving Ur amounts accumulate with Paypal.
U can manufacture International payments with Ur Visa/Master credit card. But it is extremely wise/Secure to make such payments thru Paypal!!
U can also connect Ur credit card/Debit card thru moneybookers.com
I am ganesan frm chennai/India(ganraj2006(a)zapak.com)
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I requirement relief kind-hearted credit card issue!?
I am having a not easy time reading what I can do with this. I enjoy been out of work for a year and could not pay here and nearby. I sent Chase several letters maxim that I could not pay because I be in a financial crisis and I kept trying to catch them to activate my benefits. I started paying $12 a month as agreed but I be wondering if the aggreement says that they can erase my in arrears payments which will tremendously help my chalk up I was nearly 2 months late ( 60 days deliquent) on this story.Here is what the payment plan say and I want to know if I can ask for them to erase the late payments because I did transmit them I could not pay:
With this Plan, should you, your Spouse or Domestic Partner, Authorized User, or Higher Wage Earner (Covered Person(s)) encounter one of the situations nominated below, your payments will be deferred and your credit rating for this Account will be protected. The Deferral Period is: (a) up ato 2 years of Involuntary Unemployment, Hospitilization
Answers: Reversing a credit default might be difficult. You will enjoy to make sure it is reversed.
You may hold to involve the Customer relations department, Banking and Finance Ombudsman etc...
In my experience, nothing a credit card company say or sends can be trusted at all. You own a small chance of unbeaten your point IF: you did everything perfectly as you be supposed to, in finance of any deadlines, kept or can seize copies, recorded name and dates of everyone you spoke to and what be said, and are willing and competent to invest at least weeks of time and heartiness fighting resembling mad near every available resource. Try the link below for more information roughly speaking what resources you have and perfect luck.