If I append a co-borrower to my credit card beside a lower credit mark than me...will that lower my credit rack up?
She's trying to get her credit rack up up...she will not have access to a card or will not be making purchases.Answers: Do you be set to add her as an authorized user on your credit card (ie she receive a card with her baptize, but your CC number on it)?
It used to be called piggybacking, and as far as it shooting up her credit score I don't believe that works anymore. If that be the goal the entire exercise may be a spend in dribs and drabs of time.
As for your credit score. No, if she is basically an authorized user it won't affect your credit (as long as she doesn't use the card of course).
If you add her as an authorized user, it won't hurt your ranking. But it won't help her chalk up either. The rules changed and authorized users no bring back the benefit.
If you add her as united, she would get the benefit of that credit card history. I would um and ah to do that even if she doesn't have a card. It could come put a bet on and bite you.
I've read that the Fico 08, an enhancement to the credit scoring system, will not facilitate someone "piggybacking" on your good credit.
http://www.cardratings.com/forum/viewtop...
If she is an authorized user, it will not assistance her with her score, and as far as your scores are concerned, if the balance don't go up, and you are not unpunctually on your payments it will not affect you at all. you should also check www.eaglecreditrestoration.com and click on Ultra gain, it is a tool to help you achieve your fico score to the unmatched possible score.
Exactly how does the Visa Gift Card work ?
I know about the tax to get it started and that you put a lolly balance on it but i want to know if in that is monthly fee or anything resembling that !Answers: Usually there is no levy.
On some of the cards that cannot have any more currency added to it (only use amount that was originally on the card afterwards the card is no good)
I have see some that will start charging some sort of fee similar to deducting $2.00 a month if at hand is a balance not here on the card for more than a year. Hopefully you will have fun spending it past the year is up.
Just read the small print. All cards are different
It's Feb 2008 are any credit card companies offering a 0% APR on purchases?
I'm noticing that alot of credit card companies are not offering 0% on purchases to some extent they are offering 0% on balance transfers and dosh advance. This is not what I want since symmetry transfers and cash mortgage come with a excise.Anyone know who is still given 0% on purchases.
Thanks
Answers: AMEX is offering 0% APR; so is Capital One
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