Credit Questions and Answers

Are pre-paid credit cards 4 adjectives ages?

because that was a prize on radio disney


Answers: yes, those can be used by anyone

no age restriction
Since you do not dispense any of your personal information, you can get one, and spend up to its keep a tight rein on.

A apt Credit Card to return with!?

I need everyones aid! I am wanting to go on leave in pageant. however i have no money at this time. The price to jump on this trip is $500.00. I was chitchat to some people and they told me to look into a credit card..

I know within are some really good credit cards out in that with better deal. i would be able to pay cheque this off surrounded by 6 months or less i lately i dont have the $$ presently.

Any suggestions on a good one to apply for.. I enjoy good credit also!

-One beside good APR and intrest rates.. Thanks!!


Answers: The best credit card is Citi Bank their interest rates are as low as 9.9% aPR
Everyone think they will be able to money off their card surrounded by the time period they state. However, as duration works out, there are repeatedly emergencies and added expenses, and the go together adds up. Don't jump into debt over a vacation or luxury items. It's not worth it. Save up so that when subsequent March comes around, you can pay lolly.

Is within a *free* course to track and protect from identity thieving?

I don't really get that you hold to pay some agency a bunch of money to protect from identity embezzlement. Yes, there's the free annual credit report, but I'd want to know right away if someone attempts to steal my identity. Is there a channel to get the credit agencies to notify you if in that are any accounts opened or require some sort of certification before approving anything?


Answers: If you enjoy a WAMU credit card, they offer free FICO score.If you notice a significant switch in the chalk up...this would tell you that something is amiss. That's the individual "free" way that I know of

Credit monitoring costs $9.95 month beside Equifax...
Equifax offers a few different services for singular $9.95/month, which is pretty cheap if you are really concerned about identity larceny. You can check them out on the link I post below.

Services similar to that are never "free" but there are masses things you can do every day to prevent identity break-in. The most important one is guarding your personal info close to a pit bull and never give it out unless you are constant that it is required. Nobody gets my personal info anymore and I use several jammy, common sense methods to make smaller my risk to almost nothing (I should write a book).
You can put a fraud alert on your credit yourself - renew it every 90 days. A fraud alert requests that lenders phone call you at the number you provide before passage a new credit sketch.

Get your free credit reports every year - a good plan would be to stagger them every 4 months.

Another resort is to freeze your credit report but it's not free. That will keep even you from exit new credit unless you unfreeze it. It costs in the order of $10 to freeze it w/ each credit bureau. The cost will depend on what state you live within.

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