My credit card was declined and I know its valid, how do I get iot to go through?
Answers: try running it as a debit... you didnt mention if it was a bank card or not... all else fails... call that phone # on the back...
Call the card company. There are hundreds of possible reasons why your card won't go thru, including the card company suspecting fraudulent charges.
Charge past its sell-by date Help?
Tell me is this account is charged rotten on my credit report. if you can help me please saturate free to e-mailme at terance48(a)yahoo.com andMama Luca FINANCIAL
1111 Mama lucia Way
Mama City, NV-xxxxx
(800) xxx-xxxxx
Account Number: 40446XXXX Current Status: CHARGE-OFF
Account Owner: Individual Account. High Credit: $0
Type of Account :
Installment Credit Limit: $0
Term Duration: 72 Months Terms Frequency: Monthly (due every month)
Date Opened: 08/2004 Balance: $8,107
Date Reported: 01/2008 Amount Past Due: $0
Date of Last Payment: 05/2007 Actual Payment Amount: $0
Scheduled Payment Amount: $173 Date of Last Activity: N/A
Date Major Delinquency First Reported: 01/2008 Months Reviewed: 40
Creditor Classification: Activity Description: N/A
Charge Off Amount: $8,107 Deferred Payment Start Date:
Balloon Payment Amount: $0 Balloon Payment Date:
Date Closed: Type of Loan: Auto
Date of First Delinquency: 10/2005
Comments: Charged off reason
Answers: chaged off it off-colour stay on your credit report for 7 years,
This has be sold to another lender or collection agency.
Make note of the date!
You will own to wait seven years for this to be removed from your credit report.
Remember the date because if it is sold to another collection agency as it probably will be at some time within the future - that agency will try to extend the energy of the debt. They legally cannot do this so you enjoy to remember the date and contact the credit bureaus in seven years and know how to show that regardless of any further activity on the debt by other agencies, they still own to remove the negative report by decree after seven years. Don't let them drag this out forever.
Sorry you hold to go through this.
Pushy debt collectors?
I have be paying my credit card debt each month in need fail since individual made redundant 6years ago.My first payment be lb20 per month but it is now lb60 per month.The collection agency is immediately threatening me with decriminalized action if I dont increase my monthly payments,can they do this?I cant afford to repay any more as I am on a small pension.Any answers please.Answers: usually only just a threat as if taken to county court you could tell them you are not earn and can only wage lb5 a month so they will lose out.
I would contact CAB (citizens advice bureau) for guidance though
Tell them that you can only clear lb30.00 and ask for an income & expenditure form to prove it, if they cannot provide you with one, let somebody know them you will report them to the FSA.
At a last resort start paying lb5.00 per month and let somebody know them to take you to court, as if they adopt the lb5.00 payment it give you a good grounding for making the attempt to payment, and the count court will make a proper judgement that will within the long run assist you.
Good luck :-/
They can threaten all year long, see if they actually do anything.
The best item to do is get on a debt guidance program. See if you can contact the CCCS, as I used to be a debt collector and they were extremely constructive for people contained by debt back next.
The important point is to understand that it costs these collectors money to bring you to court, and they'd rather not. Just communicate them you can't pay anymore, distribute them proof of income and monthly spending that shows you're paying them all you can and they can't do anything except adopt your payments after that.
I had to stop human being a collector for this exact reason, some of these those are really unreasonable and bullyish when it comes to collection. Really soul destroying.
No they cant do this !
Its all lies mate , iv be getting letters for the recent past 3 years , just silver your home contact number and let them spend in dribs and drabs there money trying to contact u ! ~:
permit them threaten to take you to court, i doubt if they will. if you've be keeping the agreed payments for 6 years a judge is not expected to be sympathetic to them.
whatever you do never consent to a bailiff indoors, having freely granted them access once, they enjoy the right to return anytime with a court demand and force entry.
the cab can grant good free guidance.
No, they do that so you can be scared into paying more money. They can't do anything to you if you're giving them money, even if it be $5.00 a month there still getting payments from you. They can't bring what you don't have.