Credit Questions and Answers

Credit report disputes?

Have disputed but not winning the combat. I have be takin to court last year over credit cards I salaried when I redid my mortgage. They have lost the fight since I kept adjectives my paper work, So I disputed these on my credit report as false and gift was made within full. But it is still on there and my report comes rear legs as they validated that the debt is mine, so I sent copies of adjectives the paper work and they said they couldn't pocket my documentation but yet the creditors win, how is that right? This have ruined my credit, and the sad factor is I paid them.. But however they have manage to ruin my credit for the next 7 years, run figure.


Answers: Check this site out:
http://www.ftc.gov/bcp/edu/pubs/consumer...

If you sent them COURT documents, afterwards they can NOT continue to report what is clearly false information.

I'd follow what the site say. If they still fail to correct the information, I'd inform the recalcitrant bureaus I be going to take permitted action against them.

If they don't do what is required, next go to the County Bar, ask for a referral, settle the $50 or whatever they want for 30 minutes next to the right kind of attorney and see what your rights are. You enjoy to be able to sue because court documents TRUMP a company's claim that have been adjudicate as false. This is causing you an ecomomic wound. You have an actionable claim unless everyone is on the cart.
unfortunately credit reports are awful things bc of situations approaching this or when ppls identity's are stolen, it seems similar to no matter what its impossible to move these ppl. More than predictable you ll just hold to keep arguing near them.

Has anybody have any experience next to a honest credit repair company?

if you did..let me know what they did to fix your credit and how much they charged you...thanx


Answers: This is not one and only in response to your interview, its also responding to the previous un-educated answers prior to this.

You can find more info here:

http://debt.123thebest.info/credit_card.

All the best to you.
I am actually working near a credit repair company right now. Ovation Law. You can email me to ask some specific question; go to my profile and transport me an e-mail through there.

Prepaid visa endowment cards? How do they work?

Are they just debit cards? Can you reload them? Do they ever expire and do you have to be 18 to purchase one? Are nearby strings attached or do you have to sign anything? Can I use it on my paypal to buy something on ebay?


Answers: Visa, or MasterCard for that situation, is a company in and to itself. It provides a method of purchase, similar contained by that regard to a ridge and checks. What does this mean?

It ability that Visa works the same everywhere regardless of the source of the funds (Debit Card-your money, Credit Card-borrowing money, or visa payment cards-someone Else's money). You don't have to be 18 to own a Visa. The confusion lies in that you enjoy to be 18 to borrow money so you can't have a credit card contained by your name until next. Visa itself doesn't care.

The lone potential downsides are this. First, you may or may not be able to deposit more money. The card may or may not expire. This is totally up to the company issuing the card so you'll own to contact them. The other downside is any money left on the card and never used they maintain. This happens to the tune of tens of millions of dollars a year, which is why stores love offering cards.
That would depend entirely on which kind of card that you buy. I use a prepaid that does this that I found on http://debit-card-guide.com/gift_cards.h... and I can reload on my mine from my checking narrative. They even have one on that site that you can nouns at a Western Union office too. Really in recent times comes down to what you are wanting it to do for you.

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