Credit Questions and Answers

Report someone to equifax, transunion, or experian for non wage of medical bills?

We are a chiropractic office that treats stroke of luck victims. We get adjectives the proper paperwork with signatures stating that they are responsible for giving of their med. bills. Yet one patient took the insurance money and run. How can I report her to a credit company without going through a collections agency?


Answers: I do own Experian's phone number for you. It's 8OO-289-2265. I do believe that if you call one credit reporting agency, they will report to adjectives 3 companies. Good luck!!
you cant, only to the insurance company, medical bills cant affect your credit, unless you use a credit pushcart to pay them next dont pay the card company.

What is the best credit card. can recommend 1 and why.?




Answers: there is no best credit card. the ones with the most rewards such as 2% cash back on all transactions.. would be solid. if this is your first credit card you are going to get a high interest rate no matter what and probably not get very many perks..
I know that others are going to give me a billion thumbs down for this but I really like Bank of America.
they gave me a card with a zero annual fee
Zero interest on purchases AND transfers for 12 months.
This card also had no charge for the transfer. This worked out so well for me and it probably saved me 1000's of bucks over the life of the loan.
MY best card may not be YOUR best card.
If you have not transfers, you might want to look for a card that has 'perk points'
so the best card for you would be one that addresses YOUR needs.

(go to www.ripoffreport.com to find cards that people say are the worst.this could help you by the process of elimintation to make a decision)
American Express is hte best credit card comapny out there. It can be used all over the world. Look at getting a rewards card. They have different rewards on them. I got mine with 100 airmile points which is really good.

http://www.finance-experts.com/apply-cre...
There is NO BEST credit card for every person. They make a multitude of cards. It depends upon your situation and purposes. Are you transferring a balance? Do you carry a balance month to month? Are you a frequent shopper at a particular store? Do you pay your debts off each month?

Depending upon what you answer, you may want a card with a low or promotional rate of zero. You may want one with the lowest interest rate you can find. Or you may want a rewards card.

Check out bankrate.com and click on their credit cards section. They list a multitude of cards for whichever situation you happen to be in.
Discover is best rewards with good old cash and has a program gas card 5% back with today's gas prices just using it at the pump and paying off the balance every month in full gives you a nice little bonus at anniversary time
http://www.dpbolvw.net/e9116ar-xrzEGOFKF...
Get the card that will pay you the most for your normal spending profile. You can use this rewards calculator to see which card is best for you:
http://www.creditcardtuneup.com/

(Some good cards include AmEx Blue Cash and Capital One No Hassle Miles Ultra for Professionals.)

The best strategy is to funnel your normal spending through your card and pay off your balance in full every month. That way you'll build your credit quickly, avoid interest, and earn rewards for the stuff you normally buy anyway.

Has anyone be refuse service to virgin medium due to impossible credit rating?

me and the girlfriend want to get virgin medium at our flat, it was frozen enough getting the flat contained by the first place considering both our credit ratings are p*ss poor, and i wondered if virgin media are promising to refuse us service. it say in their expressions that they will perform a credit check but sometimes this can only just be used to prevent fraud...

any advice appreciated.


Answers: I dont own a bad history but I'm babyish so dont have any but they still tolerate me have the service. I did enjoy to put a deposit down (lb25) for them to deliver the stuff but that was added to my bill so I be in credit next to them.
Think you'll be fine, give them a telephone and talk to them formerly agreeing to anything. They are prob best people to converse to.
Odds are they won't refuse to furnish you service but after the credit check they may charge you a larger deposit fee next normal to cover some of the cost should you find disconnected for failure to pay cheque

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