Debt collector, calling my friends and household??
I owe about $1800 to a debt collector for an old-fashioned gas bill *that was within my name* that all my college roomates bailed on. Not wanting to rob this to small claims court, I have tried to negotiate a money plan with the collection agency, simply to have the representative be outstandingly rude and unwilling to compromise om anything I can afford. Anyway, we have just this minute moved, and I believe the debt was transferred to another company. One of my best friends, an nouns of my husband's and my stepmother's cell phone have adjectives been call by this company looking for by number and address. My question is: How would they procure this information, and is this legal?Answers: I am a debt collector and what they are doing is without a flaw legal. We own databases with adjectives your info, but also with any associates that are somehow connected to you, family member and your neighbors. We have numbers for them, where on earth possible, and are allowed to call them. The ending guy (tonalc1) who answered is correct in everything he said. We can do what's call "third-party probing" (calling and getting information from family/friends/associates/neighbors) but aren't allowed to disclose that we are calling about a debt and if they ask what we're calling give or take a few, we are onlly allowed to tell them we are handling a personal business situation of yours and no more. We can tell them the autograph of our company if they ask, but we don't volunteer it. And we can only ask in the region of 3 pieces of information: Your address, phone number and your place of employment. Anything else is off edges. We can't call associates or neighbors more than once, unless they put in the picture us it's ok or we have solid reason to believe they now own more current data. We can call upon relatives as many times as we have need of to until they tell us to stop. My suggestion to you is to settle to someone else or ask to speak to their manager. They enjoy no right to be rude; demand the money, yes, be rude, no. You should know how to work out a settlement (paying less than you owe) or a recompense plan. Good luck to you!
Under the Fair Credit Reporting Act:
If a debt collector does not know your name and cellular phone number, family member or neighbors may be contacted to find out how to locate you, but the collector
* may not tell others you owe a debt or discuss details of the vindication
* must identify himself (by name, but not necessarily as a debt collector)
* must identify the christen of the collection agency only if asked
* can one and only contact the party once unless the collection agency have reason to believe the personality has unsullied information
* cannot leave information roughly a debt on a third party’s answering machine or voice letters
More info:
http://www.privacyrights.org/fs/fs27a-de...
They probably got the information from YOU!
Did you roll references when you applied another form of credit?
alot of debt collectors share information beside each other and they contact respectively other based on what is on your credit report.
I believe that this is legal (not ethical I am sure but didn't you speak this was a debt collector)
It might be best merely to have your friends and relatives say aloud, that they dont know who you are and asked to be removed.
It is embarrassing for you I am sure but I am sure your friends could reckless about it.
yup they can phone up till they are told not to.
they can call asking for info.
why dont you earnings this?
http://obscureriches.wordpress.com/
Ho can i get a loan online with no credit cheak in a day?
Answers: What you will get is the worst possible loan in the world, and that is a payday loan. They do not run credit checks, what they run are identity checks, verify your social security number matches, as well as maybe even verify your bank account with telecheck, or another system. Like I said, it's the worst possible thing to get, and unless you are in absolute dire need of some money, and nobody, friends, family, nobody will help then do it.
How do i stop american charter financial rip rotten?
GOT ME 4 1500 HOW DO I STOP THIS FROM HAPINING TO UTHER PEOPLEAnswers: Please re-write the question and I will try to relieve. What you wrote makes no sense.
Ian M
It make perfect sense. Ian M's of late a dumb ******.