Credit Questions and Answers

How do I find out if someone else is registered beside my social surety number?

I checked my credit report and no one is useing it to grasp a credit card. However, there is someone on intellus relations search next to my same exact name and birthday timetabled at an address i have never hear of. Should I be worried? I have a remarkably unique cross, so I doubt there is another being with my same designation and dob.


Answers: If you have a thoroughly unique pet name, I would probably be correct in assuming that someone may own tried to use your address in times past to do something. I would suggest looking at the addresses programmed for you on your credit report to verify this. I would not trust Intellius as sites like that are plausible to rely on user input for data to inflate their stats. I've remunerated $12.99 - $19.99 for information from those types of sites 2 or 3 times in my vivacity and they have be inaccurate respectively time. Good luck.
Yes, you should be worried. Could be an illegal alien using your information to work contained by the U.S. and could also get credit cards and receive loans that you will be held responsible for. Its called identity appropriation. Contact police ASAP they may be able to assistance or advise where on earth you could start to find assistance.

Is a Wal-Mart store charge card rock-hard to go and get? I own a credit win of 646?

So i currently have a credit gain of 646. I'm not sure that i want to apply for it just all the same. I heard they be hard to catch, and i would rather not hold an inquiry on file if it is fruitless. What are your thoughts, or your experience if you are currently a card-holder?


Answers: They shouldn't be too firm to get, Sears is pretty unproblematic to get. The Wal-Mart Discover card then again may be pretty hard to attain, considering that is issued by Discover. With a 646 credit rating, you may know how to get it. The national credit average is right around nearby too.
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my suggestion is that dont get into unnecessary debt

if you dont obligation it then dont take it...you are dinging your credit score

Navy Federal Credit Union??

My grandpa was surrounded by the Navy, does that qualify for me to join? Long shot...??


Answers: I've be a member for 20 yrs.gosh that's a long time

I'm simply in my 30's (lol)...seriously...i combined when i went into the service (Navy of course) and i open accounts for my kids and later on my mom open an account because i be a member

From what i'm reading on their site, as long as your grandpa is a beneficiary of Navy Federal then YES you can

Here you travel:
http://www.navyfcu.org/about/membership_...
well i hold been near navy federal presently for about 7 years and i belive they merely opend membership up to anyone presently so you should be able to interlace. Go to there website www.navyfcu.org and check it out. it's a drastically good credit confederation i would highly recomend them!

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