Credit Questions and Answers

Credit repair - VERY hi hospital bill but at time covered by VA - hospital did not chg va?

11/2006 taken by ambulance to nearest facility. The va facility (san diego) was far away and at the time I be not capable of recounting the ambulance drivers that I was a vet. I met next to a billing representative during my hospital stay, and informed her that I had VA coverage. She said that be all she needed to know and that they would bill the VA. Also she feel due to my condition, the bill would be approved. Fast forward to now and I hold an outrageously large bill from the Hospital (well collection agency now). I haven't pulled a credit report contained by forever..didn't think I needed to..lesson cultured. Should I contact the VA first to see if they will accept the bill from the collection agency? Can I a short time ago ask the collection agency to bill the VA directly? I really need guidance. This is the just major debt I own, but it's enough to hold on to me from qualifying for anything worthwhile. Please Help.


Answers: I agree beside the other posters, get involved.

A site I've used for info within the past ...

http://debt.knowledged.info/credit_card.

Hope that help.
What was the condition? There are secure conditions which must be met if the VA is to cover care at a non va facility?
itis adjectives you have a problem. Call the VA ASAP.
When you get the first bill from the hospital, you should have contacted the VA give or take a few the bill. Call them now and find out if they will contained by fact settle any of it.

I am sure you will need to carry an itemized copy of that bill for the VA. You may as well dispatch the collection agency a letter (certified, return receipt) asking for it. Or perchance the hospital will provide an itemized copy. The VA will not deal directly near the collection agency. You are going to have to be the middle soul.

Also, don't be too surprised if the VA refuses to clear. It sounds like the hospital may enjoy tried to send them the bill to start beside. Maybe you should ask the hospital if they did send the resourceful bill to the VA.

If the bill is now surrounded by the hands of a collection agency, it is on your credit report.
Here is a great resource for credit repair that teach you how to do it for yourself and shows you what the credit repair companies don't want you to learn.
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I recentely asked if anyone know of how to return with a short occupancy loan, not a payday loan, next to discouraging credit.?

I just received a bunch of scam respones. Cant anyone pinch things serious. I am in want of a short term loan, and you would infer people wouldnt be so cruell


Answers: Without a co-signer, it's probably not going to appear. Unfortunatly this type of question draws scammers approaching flies to crap. Unfortunatly, that is what they do.

Also, a appropriate resource is...

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Best of luck to you.
The problem is that if you have unpromising credit, legitimate lenders will not extend credit to you. You are dignified risk and there are set lenders willing to matter with glorious risk loans.

On this board, you will be the target of all the spam and scam folks. Try your local wall or credit union.
Yes, you can bring Bad Credit Loan.

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But near is a way immediately, you can apply for Bad Credit Loan.
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Have see lots of people asking info on unpromising credits. Well, if you need to go and get your problem solved on<!--bad credit, you must know to how to confront it. Of course, Even if you have doomed to failure credit, you can get loans. Many factor can contribute to someone getting a "bad credit" rating, among these are evasion of an account or postponed payments over an extended length of time. You may find a bad credit loan here,

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I am putting all of my money in my daughters name. Do I have to cancel my credit cards before I do so?




Answers: Your question was kinda vague. Are you leaving
it to her in your will or are you making your daughter
a joint-owner on bank accounts etc. so that if you
pass on then those monies will automatically be
hers without probate or anything?

I am joint owner on all of my mother's checking and
saving accounts as she is joint owner on all of mine.

If either passes on then the other would just have to
write a check to clear out accounts, pay off the
others outstanding bills and it should be easy.

I don't know why you would have to cancel your
credit cards. I have my own and my mother has her
own and if one of us passes the other will pay off
credit card debts and cancel the cards at that time.
Why on earth would you do that? If it's to prevent garnishment, it won't work.

Never involve a child in your financial dilemas..face the problem and handle it like an adult.
Sorry to hear you need to go into a nursing home.

You don't need to cancel your credit cards before putting your assets into your daughter's name. It's not necessary to have money to have credit.

The answer above is correct about the look-back period on money. You cannot just transfer all money out of your name to be able to qualify for Medicaid/free care. You'll be required to spend down your assets before becoming eligible. You might want to talk to a social worker about this. There are some assets you can keep, you need to get better counseling than this website.

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