Where do i find a loan amortization schedule?
Answers: You can use following loan amortization calculators:
http://www.amortization-calc.com/
http://www.bankrate.com/brm/mortgage-cal...
To get one that relates EXACTLY to your loan, contact your lender. They will send you out a copy to-date and specific to your loan.
The calculators and stuff are fine, but not always accurate. Your lender is required by Federal law to provide you a copy of yours at your request. They MIGHT charge a small research fee (like $5 or $10 bucks) but most won't - be sure to ask first.
Cheers!
Number of credit cards and relation to credit rating?
Is it better for your credit rating to have a bunch of cards and not use them or a moment ago a few?Answers: It depends. If you make $25k a year and own $100k available on credit cards, your score go lower. If you have a $100k a year remuneration and only $25k contained by cards, no problem. Keep it relative. Also, if you have 25k available on credit cards, it doesn't situation if it is spread out over 12 cards or 2 cards. It all depends on how much of it is used and what harmonize % you carry on respectively card. Never use more than 50% of the available balance and preferably hold on to it under 35%. The just problem with have 12 cards is all the inquiries you be paid in trying to acquire them. You own to keep the inquiries to a minimum. So, if you already hold that many, the wreckage was already done. If you are thinking of going out and getting more credit, I would try for larger amounts on basically a few cards.
At some point a large number of credit cards might impact your evaluation but for the most part it's the balance you carry on those cards that will hurt your rack up.
A large fragment of your score is base on the ratio of revolving debt to available credit limit. Carrying balance of more than 30% is bad. Paying your credit cards within full every month is the best way to dance.
Many people will transmit you to keep adjectives those accounts open to keep hold of that available credit limit large. I recommend that after you have remunerated all your credit cards sour, that you keep the two oldest central credit cards that do not have annual fees. Only hold store and gas charge cards if you have a special motivation and actually use them. Close the rest. Do it within writing and request verification that the depiction is closed and 0 balance.
Having a stack of credit cards that you don't use is asking for problems beside theft and fraud. You must immobilize and monitor all your interested credit card accounts.
Do you own to hold a credit card to use ebay??
i dont have one and i am solely 16 and i would really like to use ebay but i dont want to ask anyone to repay using there statement (i would pay them back) becuase if they get into problems because of people stealing it would be desperate so yeah.Answers: No, you don't. You do however need a paypal card which is kindly of like a credit card, but a touch bit different. =)
no, you don't have to own a credit card. if you have a hill account, and hold a debit card with it, you can use the debit card similar to a credit card.
also, you could get a paypal report using your bank depiction.
no