I own a credit card reduce of $500?
i didnt do this but would it be possible to buy something for like $10,000 on a credit mark out of $500? i know $500 is the LIMIT but i know you can go over it i purely want to know how much you can go, sooner. and no i dont plan on it.just curious. =]Answers: There is no method the card will be approved for a purchase of that amount.
Haha! ROFLOL
Even if the charge did go through, you would be screw yourself permanantly.
The card company would assess an over-the-limit fee every month until the card be paid down below the consideration. It's usually about $40 a month if you are over your restrict.
More than likely, it would basically decline your card though.
Actually, most charges won't go through near such a small limit.
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Credt company reporting on my credit, even after the article have be closed.?
In November of 2006, I closed out several collection accounts by settling with the collection agencies that owned them. They adjectives sent me settlement letters which I forwarded to the credit agencies and I thought everything be done. In December of 2007 I noticed one of the accounts be listed as break open and still in collection by Equifax. I go back and forth next to equifax three times to finally get the article balance timetabled as $0 and the account status as closed. However, I in a minute have a trendline for the ultimate 12 months where the story was scheduled as 120 days paste due twice (as recent as 12/07) and it's affecting my win. Since the account be actually closed as of 11/06, what can I do to go and get the trendline removed? Do I contact the collection agency and site a Credit Fairness Act or something to have them remove it? Threaten a suit? Suggestions?Answers: I would start near the collection agency. Show them your proof of payment and ask them to remove it from your bureau. CC agencies are usually a bunch of jerk though now that they enjoy your money, trying to get them to stroke on your behalf may be like pulling teeth. I would afterwards go straight to the credit bureau and database a complaint of inaccurate reporting. When they press the collection agency, they have 30 days to respond, by directive, or it will get removed from your report. Like I said nearer, they have their money, so they most probable won't send anything pay for to the bureau and they'll remove it for you.
I hope this works for you because that is a really crappy entry they did to you and I feel sorry for you. Good luck!