Is it allowed for a visa merchant to enjoy a convenience charge?
My mom owns a nail salon and customers are allowed to use credit card as a approach to pay. During the time of income taxes, it's over the top. Is near a way to charge customers for conveniece? Ex. Maybe a $1 or so?Answers: Most visa processing companies own the requirement with her processing contract that does not allow for this. So here is how you catch around it.
You raise adjectives the prices a dollar, and give a discount for change.
Else she would be risking her ability to adopt credit cards and one of her customers might narc on her.
--small business owner that accepts credit cards
yes and no
what she cannot do is charge more for the use of a credit card but what she can do (which is effectively like peas in a pod thing but does not violate the merchant's rules) is submission a cash discount of $1.00
I agree next to the posters who stated it is against the credit card company policy for a merchant to charge fees.
Not only can she lose the right to do business beside Visa, she can also face a stiff fine from Visa if a complaint is file.
Also, if she lives in one of the following states it is unjust by state law to charge fees when a credit card is used
California
Colorado
Connecticut
Florida
Kansas
Maine
Massachusetts
New York
Oklahoma
Texas.
Is nearby a legally recognized document to distribute to creditors stating debtor incompetent to salary b/c sentenced to 3 yrs surrounded by prison?
My common-law husband has be sentenced to 36 in prison. He have many individual as ably as business accounts that have gone to collections. What is the best bearing to notify them that they will receive no payments due to his incarceration?Answers: There is no official official document. Being put in incarcerate does not relieve the payment responsibilities.
I've never have to deal near this type of situation. But I would make it clear to the creditors that he is surrounded by jail, and even narrate them where he's at.
Why? Because what they will do is database a lawsuit and end up getting a defaulting judgment because they could not locate him to serve distinguish of the lawsuit. If you could prove they knew he be in put inside you could at least put a stop to that hooey.
I hope he knows how lucky he is to hold you in his corner.
Before he leaves, perchance you can pull a copy of his creditors and notify them via registered messages about his situation (with his approval of course)
See if he would be likely to give you predetermined power of attorney to negotiate with his creditors on his behalf (otherwise they probably wont speech to you)
If you are willing to pay cheque some of the bills, you could tell them you would be ready to pay x amount since hubby is going to directory bankruptcy as soon as he leaves prision...(I bet most will want to settle)
When the collectors call upon, just distribute them his new address.
Disputing items at adjectives 3 bureaus?
I recently disputed some items on my experian report I be sucessful and the items came sour :-)Theese same items show up on transunion and equifax. Theoretically they should come off of those to right? WIll I own to dispute with respectively agency?
Answers: You're dealing with 3 separate companies...You'll own to deal next to each one individually...Just because one credit bureau make a change/deletes an item.the other two are not obligated to make alike changes..Still, adjectives are bound under the Fair Credit Reporting Act and adjectives should be reporting the same correct info.
Slimick is limp on once again. Good advice from him.