Credit Questions and Answers

Whats the best and safe and sound agency to check credit report/score?

Is there best and most not dangerous website to do it?


Answers: The free, and perfectly secure way to check your credit ranking is through the website endorsed by the government.

http://www.annualcreditreport.com

Any other site will charge you money. If you want your ranking you will have to settle. You can get your legitimate FICO score from http://www.myfico.com
Major lendors enjoy controls at their website when processing information on the internet. Lenders need to follow privacy policy, or they will be fined.

Please given name the spy babe surrounded by boots within the Capital One advert?

What's the name of the actress contained by the Capital One commercial
- the girl who is playing a Bond /Mrs.Peel-type character surrounded by boots & a cat suit.she's hot!


Answers: I don't think they mention a given name...but if you find out I want to know!
I don't know the actress's name within the commercial but I certainly make out the character type; its a homage to Diana Rigg's Emma Peel from the 60s TV series "The Avengers."

Loan be denied due to "unverifiable personal information." What would that refer to?

I received an email earlier today from a lender that say I was denied due to unverifiable personal information. I'm going to contact them tomorrow to see what the issue is exactly, but what would bring that type of denial? I recently moved to a topical address, so I don't know if that could be it, but as far as everything else, it should all be correct.


Answers: It sounds close to there is a problem beside your SSN.

Double check that they have that correct.
When the financial istitution(bank) be verifying your information to try and approve you for a loan. There could enjoy been plentiful things why they could not have have correct. For example if they verified your work info (time in commission, salary, opening position) and what was put on the application is different than what be actually verified from duty could be one reason. Another, your social shelter doesn't match. Or if you put an address on an application that be different than that one being reported on you credit.(exapmle, you said you be living 3years at 123 main st. , surrounded by your credit report 123 main street don't come up, but what does is, 245 first street mortal reported for the past two years).
hope this help a little. Your loan agent should be capable of tell you the exacts of your loan decline.
It could be because the information you documented on the application is different that what the credit bureaus enjoy. For example, a new address. Most credit card companies will have another look at your application as long as you can provide a form of acceptable document beside the physical address, i.e. utility bill.
It could be a few things, for example:
You had just this minute moved and your new address hasn't be reported by any of your current creditors to the credit bureaus
You used a cell phone number on your app instead of a landline number.

When you call and find out the basis, ask them what it would take for them to check your application. i.e. sending or faxing proof of your current residence, etc.

People, who are denied for unverifiable info, find that they "may" be approved if they provide the information.

edit
Chelle is correct (and must enjoy posted while I was typing)
You should other check your credit reports before you apply for latest credit to prevent these things from happening. If you lately moved and have not changed your address near all your creditors afterwards that is most probable the problem. Do you check of your credit reports now and you'll be set to tell the lender what the problem is and ask how to fix it tomorrow.

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