Credit Questions and Answers

Payment from paypal on e-bay?




Answers: Log into your paypal account.

Click the link on the second line for "Withdraw"

You then can click a line to either request a check from Paypal, Shop at a Paypal store, Get cash out of an ATM (Cost you $1.00 to do this) or Transfer funds to your bank account.

The only one I have used was to just transfer funds to my bank account. It takes about 3 or 4 days. Very easy!
What are you trying to do? Make a payment? Receive a payment? Send an invoice?

Prepaid visa (how does it work?)?

Can I buy something that costs less next I've got on the card, and own a balance remaining or do I hold to use it all at once?


Answers: A prepaid credit card is more approaching a debit card,
since it works off the amount you purchase for the credit decrease.
FYI, FastCard VISA DOES let you use the card for change withdrawals ... provided you hold funds to cover the amount.

When you are running out of funds, you can recharge it. Most drug stores & many other retailers pass the recharge cards.
HERE is the catch ... Every time you spend money, a service is also debit from your balance.
If you use FastCard, here is the catalogue of fees:

FEES AND OTHER CHARGES
When using your Card, certain transactions may incur fees and other charges as described below. You agree that we may debit these fees and other charges from the Associated Value on your Card, which will fall the Associated Value available to you for Debit Transactions. You agree that we may change these fees and other charges at any time at our discretion. If we do so, we will provide you become aware of in accordance near applicable law. You will be charged the following fees:

Monthly Card Maintenance Fee: $3.95 per month
Reload Fee: $3.95
ATM Withdrawal Fee: $2.00
ATM Balance Inquiry Fee: $0.75
ATM International Fee: $2.00, plus 3% of the Transaction Amount
ATM Denial Fee: $0.75
PIN Purchase Fee: $0.75
PIN Purchase Denial Fee: $0.75
Card to Card Transfer Fee: $1.95
Lost or Stolen Card Replacement Fee: $7.95
Paper Statement Fee: $1.95 (first class mail);
No charge for a fax request (1 per year maximum)
Exactly as you stated originally. There will be a be a foil for remaining on the card, you just own to keep track of how much you spend and how much you hold left. You can use it anywhere that accept visa.

If you don't know the pin, just read aloud "credit" when making a purchase.
It works much like a debit card. Say you own $100 on it. You go to the movie and spend use it, spending $15. That leaves $85. Now you want to buy some clothes and that's $80, going away you $5 on it. Now you go buy something that costs $10, so you paw the card over, debit the $5 off it and take-home pay the difference in dosh or another card. You can't go obtain cash sour of it, though.

Easy.
A visa card (non-black card) usually has monthly credit issue for purchasing, which you could check with the issuer edge. You can spend less than a credit factor or not spending any, but you can't spend more than the limit.

Where and more or less buying a visa endowment card put somebody through the mill.?

Well i was looking to buy a $50 or so contribution card and was wondering does walgreen's and/or walmart supply these cards and these cards are abled to be used as soon as you buy one right? oh and one more piece they can be used to buy things online as long as the place you are buying from accept visa right?


Answers: I be looking into this for my dd. The thing to look at is the service charges. Try to find a card that singular charges you for reloading and not for every purchase. Anywhere Visa is accepted take these cards.
you can buy at walgreens cvs, wal mart, target, etc. even some convenience stores sell them.

They can be used promptly and on line..no differnet than a regular credit or debit or bequest crad.
What you actually necessitate is called a prepaid Visa. You can purchase one at Wal-Mart for a moment ago under $10. Then you nouns the amount that you want onto it and use it as you would any other Visa card. I use these a lot contained by my business. The best part is that you nouns what you want onto it when you want to and if it is lost or stolen, the thief can't run up a huge credit card bill that you own to pay. I love mine! Just remember that you own to pay a loading tax each time you nouns it of $4.95. I just try to nouns mine as much at once as I can rather than calculation small amounts onto it daily. Also, if you nouns $1,000 onto it in 1 month, you don't hold to pay the monthly maintainance duty of $4.95. Just remember if you are going to use it on a continual basis, allow for the monthly maintainance if you nouns less than $1,000 per month onto it.

You can use them anywhere Visa is agreed, be it online or in a store. Hope this help!

Oh, I think Walgreens also carry these but don't know what they charge since I always shift to Wal-Mart to load mine.

Bonnie Ramsey

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