Can they charge me for bank fraud if I dont work there anymore?
Answers: If you did it the fact that you no longer work there is not relevant.
Only exception would be if the statute of limitations has run out.
the statute of limitations only starts if the bank knows about it and does not charge you for the crime.
however if they discover the crime in 5 or 10 years from now, and decide to prosecute, they can.
if you talk to them and tell them you want to make amends, they may let you just pay them what you stole plus some punitive amounts...or they may just take you to jail with no questions asked.
live and learn.
Yes. But there is statutory limit.
Where can I obtain a small ($3000) personal loan with very bad credit? I am desperate.?
Answers: Momma
With bad credit, lenders are looking for security of their loaned funds. Try maybe a "car title" loan or whatever those things are called. You will have to pledge title to your car, but if you have good equity (i.e. the car is worth something), I think you can do it.
Basically you will have to pledge something as collateral in case you cannot pay back the money.
Do you have a checking or savings account? You can apply for a loan with the bank you have an account with.
Although, there probably isn't much you can do with very bad credit.
don't do it, you can live without it, stop spending money!
no bank will lend you money unless you have collateral. Its easier to obtain car credit than personal loan credit.
The best place for such a loan is to ask your pastor. He will know a good person in the community who will help you, usually no interest, and no collateral.
There are millions of good people all over the world looking for a way to help others.
I don't really think that's the answer, if you are in trouble try asking the people who care about you, if they don't have it would they trust you yo get a loan on your behalf.I don't advise a loan shark that will bring a temp result,with long term problems.
if you go to a bank they will turn you down and if you go to a family member they may not help you so your best bet is to go to a loan company. like security finance they are great and the loan payment are very small amounts each month and it gives you good credit when you pay it on time. I don't know about the amount but they could help you out and also sun loan they are good too. Good luck and if you have a job and been their for a while that can help you out as well.
Ur Donald Ducked mate. only other option is loan sharks, n u seriously do not want to get involved with them. for ur own safety please do not.
Ask family and friends if you are in a bad financial situation. Thay will be ur rock, just dont abuse the help they give you as I almost did.
I was earning £55 a week part time and struggling to pay phone bills n stuff. One of my mates helped me out big time and i still indebted to him even thought hes a gd guy n wont let me give him the money back, doesnt mind me buying him a pint tho.Looked for a new job n now im on £700 a month part time and got loads of cash which helps with uni cos the only thing holding me back was money trouble.
That and my pathetic attempts at studying, which is what im supposed to be doing now cos iv got an exam in 3 days lol.
All the best mate, theres always a way out
Get looking for jobs online right now, theres always a bigger slice of cake for you
Try Prosper.com. Its a people lending people money website. You can start off with 1000 and give a good sob story.
Yet first get the copies of your credit report and dispute each item. Most of the time the companies do not keep a record of your signed documents and without that they cant verify that the account is yours. It will then get erased from your credit report! While this is in proccess your credit score might go up and you might get a better rating on Prosper.com.
Doesnt hurt to try!
If I discharge discouraging debt promptly, will it be removed from my report?
I have be given a bill for debt that I owe, and this is my first notification (invoice). I called the debt agency and they told me if I earnings if off now it will be deleted from my report. They said they'll transport a form to fill out. Is this true?I know that if I pay envelope it it will no longer be "bad debt" on my report, but I'm wondering if it will be wipe clean bad my credit report as if it was never in attendance. Any input is appreciated.
Thanks.
Answers: You must make it section of the deal, most will do it "in that getting there money" Once they vocally agree to that send them this reminder certified, don't pay them a dime over the phone. Lot of these debt agencies are shady so follow the steps accommodatingly and if they play a game you can sue them beside a blink of an eye.
Dear Creditor,
Re: account no.
This is to confirm the settlement submission agreed upon by me and your customer service representative <name>, <phone no.> on <date.>
I really appreciate that your company is willing to work near me in settling this debt.
The amount we agreed to settle this debt contained by full is $_____. However, any references to behind payment or charge offs on this vindication MUST be removed from my credit file.
If the above jargon are acceptable to your company, please sign the attached missive of agreement and return the copy to me. Only upon the receipt of the ?signed agreement?, I will dispatch you a money order surrounded by the amount stated above.
Yours truly,
Your Signature
Your Name
Encl: <list of attachments>
Get it within writing that they will delete the bad debt for transfer of funds. Some creditors will do this; some won't.
The alternative is that the negative will show rewarded, but will still be a negative and will stay on your report for 7 years from the evasion.
Have you checked to see if it's even on your report?
Once collections are reported the only method they can be removed is with a payment for delete agreement where the collection company agrees to remove the side after the customer pays.
It's possible that since this is your first contact with them that the vindication has not even be reported.
Additional information.
OK, it's on your credit report, like I said once it's reported the with the sole purpose way to remove it is for the collection company to donate you a pay for delete agreement. If they agree to this achieve it in writing until that time you pay them a dime.
Good luck.
The creditor is totally free to NOT report the debt, if they so choose. So it's possible. But they may also be lying only just to get you to earnings.
Generally you can't trust them, so it's better to make sure they enjoy told you IN WRITING that they'll discontinue reporting that tradeline to the credit bureaus before you remuneration a penny.
No it won't be deleted from your credit report. It will still be near but it will show as "paid as agreed" or "settled ".