Victoria's Secret Credit Card?
Hey. I have a v.s. celebrity Angel card. and I have spent close to $200. I enjoy been making my monthly payments in good time. minimum payment of $10.. okay this month i don't have money cuz my trans adjectives out on my car and i have to get a unharmed new one.. costing similar to 3500. . plus towing fees and now i hold no money and no way to budge up to the store to make a money. i am late on the donation by 4 days..how bad will my credit procure?? i'm only bad of my payment by $7.
Answers: They won't report anything to the credit agencies until you're more than 30 days in arrears on that payment. You'll still own to pay their delayed fees. You should be able to find a couple more dollars within the next 26 days.
If I loan $800,000 for 6 months at 10%, interest only monthly payments in arrears, what is the APR??
Answers: what does your textbook say? it may offer a clue.
Try this site with an assortment of easy to use loan calculators.
http://www.finaid.org/calculators/
To your success,
Hank
www.hankwrites.com
Hi,
The APR is your annual percentage rate. Which means its the total amount of the loan including your fees, unless you paid for all fees upfront, (points, appraisal, title, escrow, etc.). So look at your fees add them to your loan amount in your case $800k. Multiply that new loan amount with 360 (30 years) months and divide it by your monthly interest only payment. It should give you a percentage. Now if you notice a higher apr than .5% of your 10% (in other words apr of 10.5%) then chances are you're being charged too much. Be careful what you sign make sure you understand completely and can afford a fully amortized payment in case you'd have to stay with the loan (home) longer. Best of luck if you want more info let me know.
Maria
Final Value Fee + Credit? ebay.?
Hi, I am new to ebay, I get a buyer who did not pay for 3 items, so to capture rid of the items off my sold detail, because i re-listed them. I put up a dispute form, and for eight days after like 2 weeks, he did not answer at adjectives. So I ended the Dispute and it said i be awarded a Final Value Credit Fee or something. What is that? Did I Get Money? Or Just receive money back?Answers: When you supply on ebay, they charge you a fee i.e. made up of a flat amount plus a percentage of the selling price.
When they credited you, they just used to your account (the amount you owe ebay). Essentially, you get money back.