Question roughly speaking the money as u progress visa/mastercards?
I need one to use on ebay/Paypal and hopeing for advocate from anyone that uses them, can u top up the same card? some companies close to V3 say u hold to pay to go and get refund of any remaining inwardly the month. The whole point comfusses me, Please help contained by plain english. Thanks all.Answers: I contemplate what you are talking in the region of is a prepaid Visa or Mastercard. Basically, it's like have cash. You can nouns the card with as much money as you similar to and it's always nearby for you. It never goes away. A lot of times you can nouns the card online 24/7 or by phone. Good luck!
There is always a payment involved to load those cards, to be exact how they make their money, some population believe that it is the best and secure path, since nobody can get you more more money than you pledge, then again your debit card can be tapped for more money than you expect, and it is a headache to try to bring your money back, even if you are successful it is not smooth.
Does deferred credit payments stay on your credit report for 7 or 10 years?
After making late payments within full how do yo get your credit report verbs or do you have to hang around 7 years?Answers: 7 years (might actually be 7 years and 180 days). But you can other write the creditor a polite letter reminding them that you are a dutiful and loyal customer, and would they please quit reporting that late clearance? The credit reports only show doesn`t matter what a creditor is reporting.
It sure does
Should you pay off a debt or save and pay little at a time?
Answers: Depends on the kind of debt.
If you have credit card debt, you should forgoe making savings account or stock investments.
Always pay off your credit card bill in full each month. If you can, never carry a balance. Ever.
BUT, that being said, it's helpful to enroll in a 401K plan, or make IRA contributions. ONLY because it's good to establish the mentality that "I am a saver" and "I am saving for my future". The mentality early on, helps pay off later.
I graduated college with mid to high 5 figure debt in combinations of student loans + credit card debt + car loands. I worked my a$$ off and sacrificed "me" time to pay it down. I even got a second job.
If you have the time / energy, it's worht the effort. In 20, 30 or 40 years, you'll be retired, living "comfortable" while your friends are still pounding away!
:)
GOOD luck!
Pay it off.
Close the cards.
Save up an emergency fund.
Don't obsess with the fico score.
it brings nothing but bebt.
well, some good advice by others already I noticed.
Take the smallest debt first and pay it off and move to the next one. Concentrating on one at a time.
This is solid dave ramsey advice, listen to him on the radio as well, hes on the AM dial. Great talk radio show.
Then you can be welcomed to "financial peace university".
If your debt is costing more in interest than you would earn in savings, you should pay off your debt first.
For instance, if you're paying 18% interest on a credit card, and only earning 5% in the bank, pay off the credit card.
Pay it off as quickly as you can to avoid add'l interest charges. I always double the minimum payment.