Credit card contained by india??
can i use my american visa credit card in india ? and will here be any extra charges for this and ?Answers: Yes there will be extra charges, but not from the merchant (in most cases). There will be both Foreign Transaction charges of almost 3% after the transaction is converted to US dollars (even if the transaction in India is done within US dollars). I had a transaction post for $33.95US out of Mumbai, and get charged another $1.02 (3%) by Citibank for a "Foreign Transaction" even though the amount was within US Dollars.
So yes, you CAN use your credit card in India. And YES within will be extra charges. 3% foreign fee, and the "Exchange rate" that the mound decides (posted rate for the date of transaction ro posted date, dont remember)
yes, no problem you can use your card, but you may have to pay cheque extra transaction charges, check for the charges with your credit card issuer.
Are within any statue of restriction for medical or hospital dept?
when can medical dept be removed of your creditAnswers: Under the Fair Credit Reporting Act, a debt can only be reported 7 1/2 years from the first date of delinquency. For example, if the delinquency date for those medical bills be July 15, 2000, then the concluding day that it could properly be reported would be today January 15. Now, don't get that confused beside the seperate statute of limitations for collecting debt. This statute can vary by state and it could finishing longer or shorter than the FCRA. Here's a link to determine the SOL for your state
http://www.creditinfocenter.com/rebuild/...
Hope this answer help
Good luck!
First answer was outstandingly good, especially concerning the FCRA. Most states hold a time limit contained by which a company can sue to recover a debt. The adjectives one seems to be 7 years from LAST CONTACT beside the debtor. The debt could be 20 years old, but if you admit responsibility that they can prove in court, or made ANY money as recently as this ancient year, then the Statute of Limitations starts adjectives over again, also on your credit record.
For this root, many companies hold sprung up that are pursuing zombie debts. These are debts so old, they should be departed. But by getting you to even admit that you might owe them, alien life have been put into them.
Forget the moralities of ditching out on old-fashioned debts. The original creditor have long since written it off. They've gotten due breaks and all kind of other benefits, so they no longer care. But they DO go the paperwork for pennies on the dollar.
Which means some company have bought an ancient $1,000 loan for maybe $10 - $15 and is very soon trying to collect the $1,000 on it. They'll even offer to be so magnanimous and 'settle' for ONLY $600. Not fruitless for a $15 investment. Geez, makes the grease companies look like philanthropists, doesn't it?
And adjectives YOU have to do is accept that the debt is yours, and the whole time time starts all over again, since they're a different company, new debt. And any agreement that you cause with them, but fall through to live up to, can and does go on your credit transcript.
Statute of Limitations (SOL) is the time allowed to bring lawsuit. This varies from state to state. Check here for your state: http://www.fair-debt-collection.com/SOL-...
The SOL starts from end activity or return. Payment will restart the clock and in some states even admit the debt will restart the clock.
As the first responder indicated, the reporting period is completely different that the SOL. Often folks verbs and merge these two things. The 7-1/2 year reporting period can not be restart by anything.
Even if the SOL and the reporting time have expired, collectors can still try to collect the debt. They can follow you to the grave. You might be capable of negotiate a settlement to include deletion for payment. Depending on how outmoded the debt is, you may be able to settle for smaller amount than half. Always receive settlement agreements in writing and don't pass collectors access to your bank narrative. Lump sum offers get hold of the best deals and any money plan should be short term.OK I'm 19 years old and i stipulation a credit card. I have OK credit. This will be my first credit card. Whats a upright one for some one my age?
Answers: well are you a student? or do you hold a good amount of income?, if you are a student noticeably get a student card, they usually hold good intro rates, no annual fees, and nice rewards. I enjoy a mtvUciti reward card; it my only and I love it! :) Just read adjectives the fine print before you get the gun...Good luck!!
Any credit I think will do. I started out next to a Wells fargo one. Once I turned 18, I went to sign up for one next to the help of my mom. After that, it's not too much of a fitting thing to sign up for one (my dad says) because you're adjectives gonna have to payment those back plus interest.
Hope I help.
P.S. try to get one near a low interest rate or a student one or something.
Your best bet is to stay away from credit cards and not obsess beside the fico score. It will bring you nil but debt.
You have to borrow money and build payments on time to return with a high gain.
You have to keep hold of borrowing money and keep making payments prompt to keep a soaring score.
All you seize is debt.
Actually it's an I love debt score.
It measures debt.
You gain is based solely on debt.
how much debt.
how long you enjoy been contained by debt.
what kinda debt you have.
How commonly you make payments on debt.
Pay as you progress. Live on less than you spawn and you will have money.
be in motion with student card or
you might want to be in motion here to compare them, pick one that is right for u
http://www.bestcreditrates.lattice
UK Loan Defaults?
Hi everyone. I was hoping to find something which I can refer to for the answer, hopefully somone can comfort?I have some default on my credit file, however, I enjoy called Experian and they said they stay for 6 years from the date they be put on. I have be told by companies I owe money too that it is wrong, and it stays for 6 years after you have content the debt. I know the rule most likely anyone 6 years from when it was first registered. Can anyone speak about me a web cooperation were it would utter this on an official page so I can prove my point to these companies.
Also, once the 6 years is up, it will move stale your credit file, however, can the company re-register the debt? Of course you still owe the money. I be told that each debt can simply be registered once. Like this example. My student loan HSBC, they default on my credit profile, now it be sold to another company, can then in a minute register this or not?
Again were can I print this for my reference, thanks for your relieve!!
Answers: depends if you pay the debt or not. if u don't clear gets wipe after 6 years from date of ccj. if u do pay it stays for 6 years from time you payed the ending amount
The Office of Fair Trading regulates credit in the UK (except some mortgage matter dealt beside by the FSA.
Both provide information for consumers