I really obligation to know. Plz entail lots of responses!?
Ladis and gents! I wanna know if it's possible for me to get another motor loan, even though i have an unresolved repossession on my credit report? I connote, they haven't repo'd the car, but after a couple yrs. I'm finally workin our pymnt arrangments w/ the compny, and will settle contained by the near adjectives. But I am going to need another vehicle, bc the one is (transmission) limp. So, I wanna know, can i still get another vehicle, knowing that i enjoy "horrible" credit, w/ lots of money down?? Say, for a loan of 9k, i'll have 3500.00 down? be honest plz and lemme knowAnswers: You want to turn through another auto loan?
What you need is a $3-4k coup¨¦ ... not another loan with what will almost surely be a lofty interest rate.
There are lots of ways to saddle yourself with payments for items that run down in pro.
Why not buy a car for bread and save a bunch of money?
Not simply do you avoid paying the finance charges/interest ... but you also can attain a much lower price when paying cash.
See the join below for the smart way to buy cars:
What is your FICO? What is on your credit reports? How can you even cogitate about applying for credit lacking knowing that information?
You want honesty? Then straight out purchase a car for the $3500 and verbs up your credit!!
Can I get my credit score online without submitting any credit card information I do not have any credit card
Answers: You can NOT get your credit score free from the annual report site! You can only get your 3 national credit reports free there. Have ever had a credit card, mortgage or any sort of loan? If not you may not have a score at all. So why waste your money? Get your free credit reports first to see if you even have any accounts listed. If you do have a credit histroy the go to MyFico . com and you can use a prepaid card to purchase your FICO score.
Yes, you can. Check at http://www.annualcreditreport.com. It's free, but they will try to get you to sign up for extra-cost options --- just say no to any optional things.
By the way, I'm assuming that even if you don't have credit cards you do have some sort of credit history (bank accounts, loans, something.) Otherwise there may be no point in checking!
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P.S. Sorry, EMT13 is perfectly correct -- I was answering about your credit report, but you had asked about credit score. The report is free, the score is not. Apologies for the error.
You can get free copies of your credit report from each credit bureau at AnnualCreditReport.com. It's the only site that doesn't require you to sign up for monitoring services.
However, scores are proprietary and you have to pay for them.
How can I pursue movement against someone who stole money from me surrounded by exchange for "credit repair"?
Nearly a year ago I paid someone to repair my credit. She is licensed. I enjoy a written contract. She has done nought to help my credit and will not respond to email or touchtone phone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus?Answers: Many of these companies do not proffer guarantees on their services as its almost impossible to guarantee that they will improve someone's credit. Unfortunately paying someone for a service is taking a indiscriminate. You pay your barber for a style in hopes that he/she will provide you next to a nice looking hair cut. You wages a lawn vigilance service in hopes that they will restore your lawn carefulness or take prudence of your lawn better than yourself. Unfortunately adjectives service companies do not always provide the type of service you are looking for. If you can prove that the credit repair company did little to zilch to improve your credit you may own a case, but if they can show documented proof that they indeed did do what they be supposed to and it just simply did not relief to improve your credit, you will own a tough time.
Also, a good resource is...
http://www.safelinked.info/jump.php?cooperation...
Best of luck.
Sue her in Small Claims Court for the amount you salaried her, and any court costs.
Report her to the BBB in Texas.
Report her to www.ripoffreport.com
There is no license required for consulting services.
Contact your state attorney general's organization. You could also sue the person, ubt you probably signed a contract that states she can do nil and still keep your money.
Credit consolidation is a scam.
Read that contract incredibly carefully. Bet in attendance are all sorts of gotchas. Don't know what considerate of license she could possible have since most credit repair companies are scam.
You could try suing or reporting her to the state licensing agency, but I doubt you'll procure much satisfaction from any.
The credit bureaus have positively nothing to do next to it. They merely accumulate credit info.