Credit Questions and Answers

Credit card query?

If a credit card go on your credit and you money it off how long does it appropriate to come off of your credit report. (capital one)


Answers: Thanks for writing. In standard, the way it works, it's 180 days after your the hours of daylight the debt went delinquent, plus seven years. The longer it's delinquent, the smaller quantity likely that other lenders will lend you money, or do so at a credible rate.

BUT -- the important piece is how soon can you make things better. And though you may own a negative fleck on your credit, if you don't let any more unenthusiastic marks appear, over time you'll amend your credit score. That manner you'll be able to use credit at rational rates.

So keep an eye on your credit evaluation -- use www.annualcreditreports.com to get your free credit report once a year from respectively of the credit bureaus.
Pay bills on time. That's the most esteemed factor in making lenders get the impression better about doing business beside you.

Some people suggest they'll make things better by paying sour the bill and then avoiding credit entirely, by adjectives up their cards or closing their credit accounts. Don't do that. What you want to do is prove you can handle credit responsibly. So by adjectives means, discharge off that debt, but after continue to use credit, for example, by making small purchases on your card, and consequently paying them off right away. That will distribute you a record of handling credit responsibly, which over time become a lot more significant than a single error.

Good luck!
Depends, derogatory accounts show for 7-years from the date of first delinquency which works out to 7-years and 180-days.

Good accounts and ones included in chapter 7 bankruptcy's show for 10-years.
Not everything go on a credit report. But if anything is there it is usually held for around six years.

Can you tag on paypal on bopo credit card?

i want to buy things on ebay, i want to add paypal onto my prepaid bopo visa credit card. is this possible??


Answers: You can tag on your bopo card to your paypal account by simply clicking on the "give a card" in the "cut profile" on the paypal website.

One tip: Make sure you have at tiniest $1.50 on your card as Paypal will try and debit $1.00 when you add your card to check its reasonableness. (this will be credited back within less than 30 days).

What is the difference between a VISA CARD and a MAESTRO CARD?




Answers: No basic difference.

These two are the global players tied-up with so many card companies around the globe. Master card perhaps came first but, apparently the "Visa" has wider base. Anybody...?
In Visa card we get insta services by bank, whereas in maestro card the process is lengthy.

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