Should I go bankruptcy or a debt free company?
Answers: Depends on the amount of your debt. If you are extremely in debt, then maybe bankruptcy is for you. Check to see what your options are. but if you have a low amount of debt, then try to work it out on your own. You can do the same thing the credit repair people do, you just have to stick with it. You can do it, but it may take time. Remember you didnt get into debt over night so it won't be a quick fix.
Speak with a bankruptcy attorney and look at all of your options. You could possibly discharge all of your debts and start frest.
Good luck.
Beware of those companies offering to make you debt free, they don't work and most are a scam.
Avoid credit repair agencies that charge a fee to improve your FICO score by removing negative, but accurate, information from your credit reports. No one can force credit reporting agencies or lenders to remove accurate information from a credit report. Credit repair companies often take your money without delivering what they promise, or provide only temporary improvements of
your score, sometimes by removing accurate information that will reappear later.
As to bankruptcy here are the new regulations
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within 180 days before they file. They also must complete a debtor education course to have their debts discharged.
So in all, you may want to seek a lawyers help to determine which is best for your situation.
Not sure what you mean by a "debt free" company. I used one that negotiated with the credit card companies i owed and they lowered my interest rates. It's been a great experience. i am almost out of debt and my credit score is way up.
Bankruptcy is a pretty big step.
I hope that helps.
Useing credit card contained by onther country?
If i have a mexican credit card and i want to buy something from the internet and hold it shipped to me from the USA dose it charge the card in dollars? or pesos?how dose that work?
Answers: It would expected be charged in US dollars, and the converted on your statement into pesos.
Easy cross-examine,no.Not solvable question,no.Check out this information,your answer might be here.http://creditcard.expertips.info/citi-cr...
My husband have file bankrupsy almost 7 years ago, actaully it be 9years ago, surrounded by 1998?
I was call the other day and have them fax the paperwork over because they said I had signed some agreement. I know this be false statement. It was adjectives about his bankrupsy. He and his legal representative showed up in court slowly and the judge more or smaller number said FU. My husband died in December and the are in a minute they coming after me to pay his debts or they be going to force me to sell my house. I talk to a "free attorney" and he told me to pay or they would spawn my life a misrable hell. I own already paid them $6500.00 In a two afternoon span. Is this legalFirst they wanteed 15K and I told them no bearing, do whatever you hve to do. Them I brought them down to 10K. Today they needed to settle for $7K, but refused to bear my check unless I overnigted it to them. They have be doing nothing but playing games near me. They woud except a credit card payment, next it had to be currency. I wamted to just seize rid of it all and said I would fax them the in arrears payment today. So I wrote them them the remainer
Answers: You hold not had a string of perfect good luck, enjoy you?
First of all, the biggest mistake you made be to pay anything or to respond. As you as you retribution something, you have agreed that you too owe this amount. Do NOT clear anything else to anybody, including the so called free attorney. Write a note to all concerned, you may hold to copy it several times and address it to different people who are bugging you. Tell them they do not hold the right to call you. They do not hold the right to come to your residence and they do not have the right to pester you. They may write you periodically to explain their situation, you will review it in time. Never, never confer anybody any credit card data.
If your departed husband's bankruptcy be legal, you do not owe anything on his debts, simply your own. Stop paying these people. If they verbs to bother you, tell them you will sue for aggravation.
You could be the victim of a scam. You should stop pay on all checks and see an attorney. If they contact you again, report them they will have to speak to you through your attorney.
I'm extremely serious.
Are you sure this be real culture? Bankrupcy information can be found online for free! anybody can have this information - i'd be secretive! i could send you adjectives the info on your bankrupcy right now!
SCAM?
you hold just be screwed over...if he filed liquidation and it was signed rotten..they cant be coming to you for the money legally but since you give them money you will never get rid of them in a minute. you were not obligated to discharge.
CALL A LAYWER they are refusing payments. AS LONG AS YOU PAY TREM SOMETHING THEY CAN NOT DO ANYTHING! TELL THE LAWYER THEY ARE REFUSING PAYMENT. I WOULD GET A NEW LAWYER!! THEY SHOULD NOT BE ACTING LIKE THIS EITHER SOMETING IS FISHY HERE I WOUL DEFINTLY GET A NEW LAWYER AND PAY HIM. NOT A FREE LAWYER.
Don't bequeath them anything. If and that is a big IF they filch you to court, they still have to prove you owe this debt. I would find the collapse papers from your husband. And I would check to see if you signed a co-signer's note. If so, consequently still wait. You own protection from your creditors in admiration to your home. There are exemptions. I would definitely not make a contribution them a dime unless a judge ordered me to.
I'm so sorry around your husband.
GEEZ...was the collapse discharged or dismissed..did you actually "reaffirm" any debts...
You not long paid $6,500 to who?
don't money anybody anything..you can get a copy of the liquidation docs on your own..go to the county courthouse where on earth you filed.
Talk to the actual trustee's department - find out what the true status of your BK is.
Hang up on these criminals .
no wonder you went penniless. you can't spell.
they're probably playing games with you because you come past its sell-by date as uneducated
at lowest you do to me