A internet spending card for teens?
Hi i love internet shopping but i dont like using my mums credit card.im contained by australia does anyone know where i might be capable of find a card suitable for teens i remember seeing one in girlfriend magazine once that u recharge but i cant remember its moniker
im 15 by the way so i cant draw from a visa internet debit one when u spend your own money
Thanks 4 all ur answers
Answers: It is call a Blue Dot card
What is considered a GOOD CREDIT rating?
Why?Answers: This really depends on what you are trying to do. For most purposes, over 680 is going to be good. Over 720 is really honourable. Over 750 is fabulous. You just don't want to return with below 680. That's when things start to get iffy. You can still find financing on lower scores, but it's not as jammy and the rates are not as pretty.
A good credit rack up is generally somewhere between 680 and 720. Your credit mark is the single most important number lenders use to evaluate whether or not you receive a loan and what interest rate you will be offered. In essence, the higher your credit mark, the lower the interest rate you can get.
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Usually 700, but some places say aloud 750 and above is considered excellent credit.
Here are the current FICO scores and the factor that determine the scores:
FICO score range between 300 and 850. Ratings are as follows:
~ Excellent: Over 750
~ Very Good: 720 or more
~ Acceptable: 660 to 720
~ Uncertain: 620 to 660
~ Risky: smaller amount than 620
How Is My FICO Score Calculated?
The formula used to calculate your FICO ranking includes information based on several factor:
~ 35% on your payment history
~ 30% on the amount you currently owe lenders
~ 15% on all along your credit history
~ 10% on the number of new credit accounts you've open or applied for (fewer is better)
~ 10% on the mix of credit accounts you have (mortgages, credit cards, installment loans, etc.)
Have you ever have a credit cut-off date increase on a possessions one credit card?
i near adequate clear my bill each month and enjoy had the card for 2 years on the other hand never been offered an increaseAnswers: I've have one for ages too..and never got offered one any!
Yes I have, but I be a Platinum card holder for over 10 years.
I recently dropped them for increasing my rate from 6.99 to 12.99 for really no reason!
Try "First National Bank of Omaha" if you can, they are a MUCH better company.
For other comparisons try this website:
www.bankrate.com
Within 6 months my limitation went fromlb250 to a helluva lot more I asked why but never get a sensible answer..And its just gone up again...