MY CREDIT CARD DIDN'T WORK AT THE CHINEESE BUFFET. I have no change on me !?
I just brought my children to the chinese buffet for dinner and when it come time to pay- my credit card was denied ! ! ! I be morrtified ! I gave the owner my driver licance and run home to call my ridge. What happened be I tried to use it as an atm debit rightbeofre and used the wrong pin... They fixed it and i returned tp the restaurant. Has this ever happened to anyone? Could I hold been arrested for this misfortune?Answers: No, i is basically a misfortune and most owners/managers look at it like that too. It will be something you will guffaw at soon.
i dont think you could be arrested because you have your id next to you, so it wasnt like it be a stolen credit card. i have have my debit card be denied before when i KNOW there's money within there. luckily i other keep a bit bit of cash on me, along beside my credit card. sometimes it's the machines that are taking the credit cards, and in your bag, the banks scorn :)
stuff happens, freshly laugh it bad! :) when that happens to me, most citizens dont get wacky, they understand because im sure theyve be there too!
I'm sorry, that sucks. But I don't imagine you could be arrested. You had your ego. Sometimes cards are denied for different reasons. Sometimes it's a short time ago technical issues. As long as things are sorted out beside your bank, you own nothing to verbs about.
=)
This happen to me at a gas station ~ I went to one trying to get hold of gas used the correct pin ~ for some reason near machine wasn't reading it ~ so I go to another gas station and used my zip code ( some gas stations use fastener codes too!) to verify identity instead of my pin and it was as you would expect denied.
I called my sandbank when I got home and they said they rejected the card because it looked similar to fraud was occurring because I be going from one gas station to the other (I never got gas LOL
Anyway luckily for you the restuarant allowed you to will I don't believe you would have gotten arrested but they may hold called the police to resolve the issue (at the most the police may hold escorted you home or to the bank)
Question... ?!?
I have desperate credit. But I'm a "authorized user" on someone else's card. A Collection agency told me that my bed credit is going to hurt the persons card that I am an authorized user on. ( guess they pulled my report) (meaning their intrest rate will turn up). Does this have any truth to it?Answers: Hi Amanda.
Just another fake to scare you.
The one and only way the party who made you a authorized user could have their credit hurt would be if the details was compensated late.
I am trying to piece this together...
A collection agency call you about a bill you are losing on.
Is this bill one that you incurred by using the other person's credit credit as an authorized user and failed to payment the bill?
If that is the shield, you are hurting their credit because you did not pay the bill and they are the primary cardholder.
The character who made you an authorized user on their card trusted you to actually own a card of your own apparently and you abused the trust.
Most people do NOT enjoy an additional card issued to authorized users. They enjoy only one card and allow their perfect credit to transfer ,through responsible use, to the authorized user they are trying to abet.
Please be crystal clear on the concept that credit is not a right but a privilege. You seem determined to find that out the rugged way and what is worse to re-educate the handsome primary cardholder of the same.
Question give or take a few medical debt, requirement suggestion?
My stepmom had surgery 1 year ago and be in debt since afterwards, we can't afford health insurance.in a minute one of the doctors forwarded our case to this debt collection agency when we clearly made allowance arrangement with them 1 year ago. they essentially stopped sending us statement for 3 months and now we are seriously olden due.
this debt collection agency is threatening us they will do whatever called for to collect this money and threatening they will screw my stepmom's credit. Can they actually transport our asset or whatever we have in our guard account? is this legit since we enjoy already made payment arrangement next to the doctor and we have NEVER missed a salary until they stopped sending us statement on purpose? We own to deal beside 10 seperate doctors and we didn't realize this doctor hasn't sent us any statement until we got this notification from debt collection agency.
any advice on how to settlement with them will be appreciated.
Answers: I used to work for a company where on earth we had to look at peoples credit. Now I be told that when we were ratification or failing credit that under no circumstances be we allowed to fail a individuals based on delinquent medical accounts. You can not give support to that you get sick. Now, as far as them abuse the power, yes they do in a sense but from personal experience, they can put something on your credit but they are supposed to specify what it is for. Now whether they do or not is another story.
What you should do is convey them what you can. they are not going to turn away payments.
They can not touch your bank explanation at all. If so, not a soul would be in debt. Nor your assets.
They can threaten adjectives they want. I have be in that position previously and I actually stopped paying them, It eventually be turned over to another agency and I then be offered a lump sum settlement. ( i am not suggesting you do that, that is my anger.) Do not let them push you around.
With over $ 300,000 contained by medical bills that was not much that I could do since everyone needed the money despite the fact that I be paying monthly installments .
They can harm your credit but I do not muse that they can seize wall assets ; you really need professional guidance given your situation . You may have to plain an account beneath an assumed name - I really do not know the best suggestion to give you . ( Personally , I do not use a sandbank since all but 10-11 dollars is adjectives I have after the essential bills are paid . I am sorry that you are have problems of this nature . Check to see if you can qualify for some free decriminalized advice surrounded by your area . )
Good luck and God bless !
:0)
The collection agency can particularly damage your credit if they report this to the credit bureaus.They do not enjoy to power to take your first born child...or to hold the sheriff come to your house and take adjectives your belongings...They would first have to filch you to court and win a judgment.Then they may know how to have your wages garnish.This is a worst case scenario. This process take time.it would take several months for this to go off.
If this total medical debt is over $25K and you have a low income.you may want to have an idea that about file for Chapter 7.
Actually, you did miss payments. Not getting a statement is ot excuse for missing the payment. The doctor can consider this a evasion of the payment agreement.
You can try to re-instate the donation arrangements. You probably need to gross up those missing 3 months for a starter.
The collection agency can sue you. They will win a judgment and next to that judgment they can attach your edge account, garnishing wages, and lien your property. Whether or not they opt to sue depends on the amount due.
You are more likely to settle medical bills for smaller amount than full amount. But that would probably need a life-size lump sum payment. Just trade name sure you get any settlement arrangement within writing and don't give them access to your sandbank account.
What i really want to know is.. are the debt collection agency abuse its power and do they have allowed right to do what they are threatening us with since we never missed a return?. Apple... Sorry to hear of your plight . couple quick thoughts come to mind... one do you own a state corporation commission there.. Are conceivably a federal trade commission? hell turn them over to the state.
best of luck...
Your best bet is to enroll into a debt settlement program or some sort or repair and relief. they will cut your total medical debt, and seize you into a monthly payment that works for you. Her credit is probably already destroyed if they charged it past its sell-by date to collections already. Whether or not they are abusing their right.it is your debt, and they are owed. they enjoy every right to collect. If they are in collections...garnishment is possible...depends on your income source and what state you live within.
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