Credit Questions and Answers

Credit Repair..Can you catch salaried adverse accounts removed impulsive?

I know that you can write a dispute letter to the credit bureaus if they're reporting wrong information, but what if the information is correct but the account have already been remunerated? Is there any means of access you can get it removed in the past the date set for removal? Also my medical bills are in clear judgment to everyone. I thought that they were supposed to be streaked "Med1" and only could be view by myself? Any suggestions on how to clear up my credit and have these items removed rash and get my medical bills to be prominent appropriately?


Answers: Derogatory accounts continue to show for 7-years from the date of first delinquency weather you rate them or not.

I've found some good information here too...

http://debt.knowledged.info/credit_card.

Hope that help.
There are some methods to having information removed that don't involve disputing. Disputing is honourably fruitless for the most part and can filch a while to get zilch done. You're almost better off trying to negotiate directly near your creditors with regard to payment option and how they change or delete their notations on a extraordinary trade line after transfer of funds has be made. There are laws and by-laws that exist that could backing you remove those items from your credit report. Visit http://level2.drcredithelp.com for details on this type of credit repair.

Has DELL Computer financial, ever been known to reposses your computer if you defaulted in a lease agreement?




Answers: I dont think so. It's more benificial to them to just charge you a bunch of fees.
I've never heard of such a thing. It's not worth the expense to hire repo men. There's just too little resale value with computers.

They will charge you a bunch of late fees, dishonored payment fees, interest charges, ecetera, ecetera... but ultimately, they'll just sell your debt to a collection agency.

Would I procure approved for this loan?

About 4 years ago I lost my job and couldn't reward on 4 credit cards. I could only compensate on 1 which was associated near my bank. I presently have a great assignment with the city and put together good money, but my credit is shot. I'm below 600 on the credit rack up. Anyway, everyone tells me that since this credit federation is specifically for city employees it's terrifically easy to gain loans from them. I need a small personal loan for $3000. I be wondering do you all surmise I will qualify? Thanks.


Answers: Each lender has different qualification formulas for lend money. They only bearing you will know is if you contact them and ask. If you want to be more confident then you might want to hang about until your score is conceivably in the 660 scale or higher. Lenders are more strict when lend money now due to so copious of them having huge write offs.

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