Credit Questions and Answers

Can you apply for more than three credit cards at like peas in a pod time by online?

with out that affecting the choice on accepting you or not


Answers: Yes you can, let say your credit mark is 715. Most of the credit card companies will use a computer scoring system to approve or deny you.

Since 715 is a good gain and each application is worth around -2 points. You would be sitting at around 713 after one application, 711 after the second app and so forth. Most cc companies will approve those above 700 with no question asked.

You can apply for as many as you want at http://www.cardrewards.lattice and compare each card by annual percentage rate, annual charge and more.
You will adversely affect your credit score by exit so much new credit adjectives at once.

Is it possible to get a Credit card of a European country and I am a resident in the UAE ?




Answers: no you have to be a resident of the country you apply in

How do I settlement beside a collection agency to be exact threatning decree suits against me?

I called to bear care of a debt on my credit repot, the ydo not know what is for, did not want to negociate on amount and since consequently get parcels saying rate or else. I'm trying to income but have no perception what this debt is! HELP!


Answers: If they sue go to court so they don't win by evasion. Mean while write them that you need to enjoy the debt verified. They must prove you owe it or leave you alone.
By decree the collection agency has to provide validation of debt as long as you request it in writing. You inevitability to send them a note requesting verification of the debt. Send the communication via certified mail. If they cannot provide substantiation of the debt then they enjoy to, by law, remove the collections narrative from your credit report.

As for the threat to sue, they all do that on the other hand rarely convey it out. Collectors will use any tactic they can to try to scare you surrounded by to paying. Once the debt is validated afterwards you can work something out. Keep offering settlements until they accept.

Nothing can come up to you (other than having an angry collector on the phone) unless they find a judgement against you. And if they start telling at you or getting angry near you, simply hang up. Don't permit them get you moving over this. They use that to their advantage.
Send the collection agency a certified, return taking letter (don't chitchat to them on the phone) requesting validation of the debt, to include copies of contracts or other documentation proving the debt is yours. Give them 30 days to respond.

If they fail to respond, dispute the item near the credit bureau indicating that they failed to demonstrate the debt.
1st, you are not obligated to pay for debt you did not produce however, you need to straighten that mess out near the
company that reported you delinquent. You should be able to find out from your credit report who the culprit is.
Finally, if you take no where and these clowns verbs with
the threatening packages.IGNORE THEM, if they had a baggage
than you would already be in court!! You hold nothing to lose by taking this approach. In other words, ring up
their BLUFF.if you did not make the debt later you don't have to rate..
I'm willing to bet that surrounded by time they will give up.

Good Luck
If you don't know what the debt is for, after the next time they phone up, ask them for a mailing address, so that you can dispatch them a certified letter contained by which you ask them for the details on what they think you owe.

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