Credit Questions and Answers

Can money next to a visa contribution card on online retailers?

such as victoriassecret.com?


Answers: Yes. Visa (and American Express) gift cards can be used online. However, the website must adopt credit cards from the company that issued the card. So in your skin the website would have to adopt Visa.

Is going to foresclosure,ruin your credit even if I keep paying the credit cards on time?




Answers: I went into to bankruptcy in 2000 after I had failed as a farmer. My attorney suggested that I purchase a pickup (car) on terms prior to the bankruptcy so I would be own my way to rebuilding my credit. after the Bankruptcy my credit was in better shape than before. I had no debt load.
This was a humiliating experience but my finances are in better shape and things or going well. Sometimes you have to bite the bullet and and do the things in life that you don't want to. I still live and work in the same small town, I paid my local creditor even after I filled bankruptcy, it took a while but I feel like I have regained my self respect.
Foreclosure is a way to help get things back under control. Depending on the type of foreclosure in most cases it helps you keep your home, it's stop the phones calls and it puts you back in control. You must seek the advice of a foreclosure lawyer on the many kinds of foreclosure that is right for you.
JED
always
so does consolidating with credit councelling agancies that save you
I sold my house and did not forclose, but was late 3-4 times and now cannot get a new loan!

If I of late open a ridge depiction and I own resembling individual $5 within it and I overdraft $3000 from an ATM, can I do that

If I just open a bank portrayal and I have resembling only $5 contained by it and I overdraft $3000, can I do that, and if I do how long do I have to reward it back back I go to lock up?


Answers: you should expect a knock on the door soon. not kidding.
With an overdraft charge of about 27%. That is helofa payback,
simply to find out. You will not only ruin your credit rating, and
your insurance will turn up as well. Not paying off 3 grand is
a felony. And you will never be capable of leave the country, or
find a post. You'll never get contained by the service, but there is the "pen"
If you NEVER have $3,000 in it, I would expect a call on from the police at any given moment.

Banks will easily forgive a slip here and at hand, and you would have to DEPOSIT a bogus check for $3,000 until that time you would be allowed to withdraw it...and most ATM's will not allow you to verbs more than $450.00 cash PER DAY from them
You can not overdraft $3000 from an ATM.

Reg CC outlines funds availability at ATM machines. At most you can overdraw $100 according to Reg CC. According to the imperative, the first $100 (or the total amount of the deposit if it is less than $100) of non-“next-day” checks deposited at an ATM must be made available the subsequent day.

Thus, if you present a impossible personal check for $3,000 for deposit at an ATM, the bank is required by federal directive to give you $100 next-day availability on that $3,000 check.

The remaining $2,900 won't be available until afternoon 2, 3, or 4 depending on the type of check it is and that bank's funds availability policy.

And don't worry, if you overdraw even a $100 so soon to first performance an account, you can rest assured that they will shut your 'ish down surrounded by the near adjectives.
Most banks don't tolerate you go beyond $500. Yes you would be responsible to repay that back cuz if you don't after you won't ever be able to unequivocal a bank description again and you will be reported to the credit bureau. Im not sure if you would go to detain cuz of the fact that they woun't be capable of get money from you if you don't own any. They shouldn't allow you to have access to 500 dollars though especially if your stopped and you don't have any money

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