Credit Questions and Answers

I get evicted, they governor sense daytime one said i could not take my stuff including social shelter card.?

Also my babys ashes


Answers: Look here

http://www.nolo.com/article.cfm/pg/3/obj...
You can get a replacement social indemnity card (with the original social shelter number) at any social security organization.

By the way, adjectives social security cards belong to the federal system and must be returned to it by whomever has them if the elected representatives requests them.

All other items must be returned to you only if you repay for the landlord's cost of storing them.
There are certain rules that landlords MUST follow when they evict you.
Check near your state and see if these rules were followed. If they be not, you can sue your landlord for your damages...Not sure what manner of pricetag you can put on the ashes of your child but it should be quite expensive.
This might be a great time to bargain to an attorney

What is APR (credit cards)?

In regards to credit cards? What is pious APR and bad APR?


Answers: Annual Percentage Rate-it is the rate at which the credit cards rape you. The lower the percentage the better.
0 APR to introductory rate is handsome and then anything 10-18% is honest these days.

But start next to 0 Apr credit cards.
http://www.finance-experts.com/0-apr-cre...

http://www.finance-experts.com/apply-cre...

Good luck
Annual percent rate is the number used by credit card companies to calculate your nouns charge. For example, if you have a card that charges 12% per year, you will settle about 1% per month on your unpaid go together. You will pay just about $1 each month for respectively $100 of your unpaid balance. If your unpaid symmetry this month is $3500, your finance charge will be $35. If you own a $3500 balance respectively month, you will pay $420 within interest for the year.

Some companies charge much more. If your rate is 24%, your numbers will be double those shown above. Since you pay these charges beside "after tax" dollars, using a 24% credit card with a lofty balance is similar to taking a 40% pay cut.

You should do your best to settle off the full symmetry each month to avoid adjectives finance charges.

Also, some credit card companies make higher your rate to their highest worth if you are late even sometime on your payment to them OR TO ANY OTHER CREDIT CARD COMPANY.

Credit Bureaus within Canada?

I am in the process of working to bring back my Beacon Score up after a bankruptcy. I am reading closely about "pay envelope for delete" letters from US users and I be wondering if anyone knows if you can do duplicate thing here surrounded by Canada. Thank you for all the support on here, it has help so much.


Answers: Excellent question!

I do not know the answer however. I would assume that like thing should be possible up here (I know the collection agencies "promise" that they'll remove items from your credit report within exchange for payment, but I'm pretty sure they'd promise almost anything verbally).

If promised within writing it "should" be doable.
As a matter of business integrity, credit bureaus approaching Trans Union and Equifax will NEVER remove bad credit items surrounded by exchange for money. Their services to credit giving agents would be useless if you could just buy them sour. If you manage to bribe someone here, good on you.

There are credit repair agencies here within Canada that claim to be able to remove impossible credit items for a fee, but they're unsophisticatedly blowing smoke up your butt. Bad items -can- be removed (under certain conditions) but you can do it yourself for free by contacting those bureaus directly.

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