Hi is it possible to have your credit file wiped clean if so how?
Answers: Stop!
slowly walk away from the credit repair companies...
they will only take your money and you will still have the debt. first they ask for a payment, most of the time.credit!
Now to solve your problem. You cant wipe your file.its not your file, its the credit reporting company's file. Its data they've collected on you..its like a police record only worse.
Generally there are 3 major reporting agencies and each applies a score to your history of payments.
1. cut up your credit cards. if you are in trouble, then you dont know how to use them and they will just make it worse.
2. MAKE A BUDGET. A real budget based on what you take home. then make payements on those outstanding credit cards and accounts.
3. keep this up for 7 years. yep thats right, it takes 7 years for all the bad info to get flushed out of your credit history.
If you do, then you will more than likey double your credit score. If you make all your payments on time (or before) with no late charges, then you can expect a 750 - 800 score.
Believe me, after 7 years on a good budget, you'llknow a lot about credit.
good luck
no possible dear
if you have items that are not yours, you can dispute it
if it is yours it will remain there for 7yrs from the last date of activity
Go to a credit repare company like this one they will hook you up.
www.truevaluecredit.com
What credit evaluation do you stipulation to become a credit card merchant?
I have a 647, 587, 540. I am looking to be capable of process cards for my online company. I have some mature collections and charge offs. Will I be wasting my time by applying ?Answers: those 2 low scores will prevent you from getting approved
if at all possible try to clear those up first
With a 540 score, you are going to enjoy a hard time getting your application approved.
But check near your bank (especially if you've get a fat hill account) and see if they might be willing to make a contribution you a merchant account. Ask them as to what type of credit win are they likely to furnish you a merchant account
You may be capable of get one, but they will slap you near high fees. If so, conceivably consider sticking with Paypal and similar companies or own a partner with a accurate credit history apply for a merchant account
Know Any Loan places?
I was wondering if anyone could suggest me towards some possible places where on earth i could get a personal loan. I've be working at my current work place now for close to 6 months. I'm looking to find someone to loan me a personal loan of $3000. Help me out rather. Thank you.Answers: www.prosper.com
http://loan-guides.net will sustain you to find you one.