Credit Questions and Answers

If I wanted to my credit report free how should I do it?




Answers: I too have been looking for a way to see my credit report for free,thanks alot everyone!!
Every place I went wanted my credit card info for a free search...scams...
I just went to this site,they tried to charge me 8 bucks to see my score,or said I can see my credit file for free,so i chose to see my file,and of course,it had an error pop up and said that they couldnt show me my file,looks like another money scam to me!! let me know if anyone uses this site and acctually sees there score
annualcreditreport.com

One report a year from EACH OF THREE major credit reporting agencies, so you can check three times a year. Check at least once, if not twice. They do not each have identical information always, so I recommend checking all three at some point.
http://www.annualcreditreport.com
This site is really free.

Do not use the advertised site with "free" in its address. That site is not really free: it requires you to accept an ongoing service and to agree that they can charge you after the first month, and for the rest of your life, unless you are able to cancel.

Mastercard put somebody through the mill?

i lost my master card and i ordered a new one i ordered it closing Friday and they said it would take 5 to 7 days to come but i requirement to use it now you focus i can call and ask for the card number and the payment number will they give it to me?


Answers: For deposit purposes they will not give you the number or the wellbeing code on the back. No card would do that. You merely have to dawdle the 5-7 business days that they tell you to loaf.
It's against their security policy, so they won't supply you any information.

Closing out a Student Credit Card?

I currently have a Student Visa from a foremost bank. I've be trying to lower the interest rate, but they keep recounting me that because I'm a student my rate can't be lowered, regardless of my nearly perfect history near this card.

The credit counselors at the bank recommend that I settle up off this statement, close it, and open a hot card with lower rates.

However, this student card is my oldest at three years. Will that affect my credit history? Also, while this card does not own my highest goal, it's still a relatively high one. This will perceptibly affect my total available credit and credit ratio. How does that affect my credit history? And what guarantee do I have that I'll be offered like peas in a pod amount with a clean card? None!

So in the downfall, is it worth closing out? Ors hould I pay it off/Transfer the be a foil for and just depart it open?

Thanks!


Answers: Get a low rate card from a wall that offers low rates to students.
Pay this card stale or transfer the set off.
Do not close it.
Closing your oldest card generally hurts your credit history (the amount of time since your oldest card, excluding closed ones, be opened help your history).

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