Ive be pre-selected for a funds one visa platinum card. Should i apply for it as my first credit card ?
By the way im 18 years aged.Answers: Pre-selection doesn't really mean anything, except that the credit card company know you exist. If the rate is low and there is no annual levy, then be in motion ahead. Just make sure you are geared up to handle that debt. Always clear on time and don't grasp in over your person in charge.
this is a good card for your first. i get the same proposition and i applied and my initial credit limit be $300 and after 3 months of paying on time the full amount, my row was increased to $500. funds one is easy to work next to. good luck.
Help me near some credit card question.?
I have a citi ridge credit card and i don't know much about it.Please answer the following question about my credit card.
Actually in recent times tell me what they do and what they parsimonious in a simple passageway..thnx
Intro APR-0% on balance transfers*
Intro APR Period-12 Months*
Standard Purchase APR- as low as 10.99%*
Balance Transfers-yes
Below is the credit card i enjoy.
http://citi.bridgetrack.com/usc/07/divid...
Answers: We can't access personal info like your credit restriction. You should have be given that amount when you got the card contained by the mail. If you verbs a balance from another card to this untried one you won't pay interest on that amount for a set amount of time. Looks like 12 months. All purchases will be computed at the 10.99 rate. If you enjoy part stability transfers and part purchases within your total balance the purchases will be compensated off final, so they can make the most interest. But that rate is suitable too. There is almost always a duty to transfer a go together. No matter what you do next to this card always discharge it on time or your rate will travel up. And keep the set off low. A good rule of thumb is to hold your balances at nearly 15-30% of your total credit limit.
How does a loan company report to the credit bureau?
I own a loan company and want to report to the three credit bureaus, what is the easiest way to do it? What is the process for signing up as a reporter?Answers: if you are a subscriber to the bureaus afterwards you should be able to report to them. Contact the sale rep who is assigned to you (or your geographic area) for guidance on the specific process and procedure.