I added my debit card to paypal and clkd pay..now it says card denied.i know my card is good..(ebay buying)?
Answers: I would be surprised if you could use a debit card on PayPal. There is no way to enter your pin number when you want to make payments.
How do I find out when an aged credit card go to collections?
The specifics:I opened an CC justification in '93.
The details was closed and sent to collections sometime contained by the mid-90s.
Looking to clean up my spotty previous, I called the CCs collection dept. and salaried off the stability in full.
Should this come past its sell-by date my credit report since it went to collections backbone in say aloud...'95 or '96? Because the credit person i deal with said the timer starts ticking from the date the justification became a Charge Off, not the sunshine the account go to collections.
I have no paperwork and the collections society sure don't seem to want to backing me out, all they want to quote is the Charge Off date.
What can I do?
Answers: Let me procure this straight going by what you posted - you had a debt you default on somewhere back contained by '94 or '95.
It charged off next to the original creditor and be eventually sold to collections in '95 or '96
The JDB is still reporting it on your credit reports even though you default on it in the mid '90's.
You salaried "in full" a debt that is to say 12 (+/-) years old short requesting validation or informing the JDB that they are violating your rights by, what sounds close to, illegally re-aging it so they can verbs to poison your reports.
(the JDB probably purchased it for less than $1 to instigate with).
The reporting period (and the collecting SOL) for credit cards does not start from any the charge off or the date it be sold to collections.
It starts from the date you first became 30 days delayed and never brought the account current governing to the charge off by the artistic creditor.
Once the account is charged bad "no" payment can re-age it to allow it to report for a longer length than the original 7 years.
From what you posted, it should own been past its sell-by date of your credit reports somewhere around 5 years ago.
I don't mean to nouns harsh, but when someone is preyed upon by collectors or cast-offs debt buyers who are violating that folks rights tends to fashion me a tad angry.
You might click on my profile and do some reading in the FTC links I've provided to the FDCPA, FCRA, etc. to cram your rights.
You might also click on the last intermingle I've listed to a free credit discussion board to swot up how to use your rights in getting that unenthusiastic removed from your reports or in holding the JDB responsible for their violation.
eta
With a JDB like that, it wouldn't surprise me a bit that within a few years you'll start getting calls from another JDB for indistinguishable debt. (even though it's already paid)
i should be according to the FDCPA,
get your credit report and check beside out its free.
www.annualcreditreport.com
It's usually 7-10 years before it disappears.
To be sure, you are entitled to a FREE (yes, it's really really free) credit report from respectively of the 3 major bureaus once every year. Just the report is free, they try to sucker you into buying your FICO gain and all that crap too but for what you're doing you merely need the report.
Every US citizen is allowed one per year (to the time, not the year so Jan 23 is not one year from Jan 14, you have to loaf 9 days...) thanks to the FACT perform.
https://www.annualcreditreport.com/cra/i...
It should not appear on your credit report since it is past the reporting spell for deliquent accounts. You should get your credit report simply to verify. If it is on their you should dispute the item with the credit card company.
As a follow up to my finishing query, anyone know any desperate credit auto loan bank or what not online?
Capitalone already declined me so anything else. Please just answer from experience or if your a lender, just not beside a link that will help yourself to me to another link and next someone calls 2 days after that from a place about 70 miles away. Thank youAnswers: I use: http://tinyurl.com/2sqa45
I use: http://www.bankcbn.com/55968.html
Citizens have always be fair next to me...some of the staff isn't super friendly on the phone, but other than that they're virtuous. And they're nation wide.
I'm currently working near this company:
Lease & Rental Management
45 Haverhill St
Andover, MA 01810
Phone: (978) 475-4883
Thanks to a voluntary repo (yeah, thanks for the piece of crap coup¨¦ but you can have it back) I be forced into a no-loan-allowed situation. This place works on a direct-debit, weekly payment chance. Give them a call and see if they are available for auto loans within your area, and if they aren't they may know someone similar to them who is.