Credit Questions and Answers

Where can i find a credit report without using a credit card?




Answers: www.annualcreditreport.com

is the site for your free annual credit report without a credit card

if you want your credit score then that will cost you and you will need a credit card for that
Same law applies, for Transunion Equifax and Experian, you can get all three credit reports without paying anything, you cann do this once per year without charge at www.annualcreditreport.com for more information also log into www.bettercreditcontrol.com

Umm going on for the 7 year credit dribble sour?

is it true that after 7 years a delinquet credit card or something is wiped bad of your credit?
is that 7 years after you stopped paying or just 7 years after the debt be made?


Answers: 7 years after the date of last compensation.

You're going to have to own it removed yourself by disputing all items that own been reported longer than 7 years.

If you enjoy judgments from creditors, those will report longer, and surrounded by some cases are renewable (if not paid)

Good luck.
For delinquent Credit Card debt it is 7 years from the date of the negative action(such as charge-off), which in fact works out to 7.5 years from the date of first delinquency.

Once it is past this time it can no longer be reported per the Fair Credit Reporting Act(FCRA).

I am a mother to be and am looking for a credit card that will be approved. but i do not work at the moment?

but my husband dose how do i go in the order of this?


Answers: Apply jointly near your husband.

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