Payment methods over the internet, which is safer?
I've heard that companies/people who individual accept T/T or money directions should never be trusted.Is using paypal or a credit card the safest ways to purchase things off the internet?
Answers: There are two issues here. Places that just accept travellers checks or money information may just not want to retribution the fees to the credit card company. It could also mean that they know you will stop the payment if they consent to you use a credit card.
Yes, most times. A credit card IS safer.
Credit Score? Report?
I have used the free credit site and found that I have a charge off of a card from 3 years ago, which just about 2 years ago I paid it sour. The bank doesn't dispute it be paid, and say I'm current and that's history. My credit report on the other hand say it's charged off. When I mentioned this to the human being on the phone from the credit card company he said it was going to stay charged past its sell-by date. Even though it was compensated? Something about because it go to collections..Basically what i'm asking is that , IMO that answer doesn't seem to engender much sense. If it's paid shouldn't the status be changed to "paid" or "rewarded settlement" or what have you?
I would resembling to get my credit/act together surrounded by this sense. Any tips or sugestions?
Answers: What you should do is contact the bank and recommend them they need to update the list on the report. The link I posted below, explains this within further detail
http://www.creditinfocenter.com/debt/neg...
This link will in actuality give you a guideline on what you should do.
Having an rationalization in collections is alike thing as have an account charged bad. Basically the original tale holder sold your account to a collection agency or surrounded by other words wrote of the expense of what you owed them...
How do you carry a credit card company to stop calling?
ok, I always remuneration my bills on time, no missed payments. But my credit card company call my parents house (where I used to live) once a week to try and sell me some rip sour "protection plan". My mom has told them repeatedly I don't live nearby, but they say they requirement another # on file and in attendance is no way I am giving out my cell phone # (my solitary contact). She has gotten to the point where on earth she is rude with them recounting them not to call, and eventually to the point she doesn't answer ANY inaccessible calls. How do I gain them to stop calling? Please don't say renovation credit card companies.. they are all impossible to tell apart. Anyone have any tricks??Answers: They are not adjectives the same. I have the same problem near a company calling me to sell stuff.
I asked to speak to a supervisor, told them that I single want a phone call if in that is a problem, they are not to call for any other intention. The supervisor agreed and I told them that I would cancel the card if it happen again.
Two weeks later, I get a call. I asked for a supervisor and told them to go against my card on the spot. When asked why, I told them it was because of the hassle and intrusion of the soliciting phone calls.
I immediately have another credit card (a few surrounded by fact). I do not receive phone calls from them.
Opt out and speak to managment. Let them know you'll call off your account if another call upon comes.
Its just a business of getting you off their record. YOu cant count on the monkies that call you to spawn the notation, but management will
The previous answer to mine be very right, but what you want to transport them in writing is a "stop and desist" letter. To ask them to not contact you contained by any manner except by post otherwise it's deemed as harrassment.
Also resembling it was said back the Federal Trade Commission takes archives of companies that harrass customers for various reason.
Definately talk to them subsequent time, ask for supervisor, get on the "do not call" schedule that they maintain and variety sure that is implement when supervisor is on the line but also, yes find their best contact #, their mailing address, and report adjectives their information to www.ftc.gov for companies that harrass, which should be somewhere there on the website. That will pinch care of it definately.
If you own repeatedly asked them not to call again and they verbs to call again permit them know that you will take up official actions against at hand company if they continue to harrass your mother or simply a moment ago give them a falsification #. But in adjectives honesty, they can remove you from the list,so its bent. if it goes that far,video record a conversation where on earth you ask them to stop calling and the next time they do,report them or even ask for a supervisor.