Credit Questions and Answers

Getting negative past its sell-by date of credit report?

How do I get adjectives the negatives rotten of my credit report? I have alot of accounts that hold been sent to collections. Is within anyway I can get adjectives these off of my credit report


Answers: The single way to carry collections off of your credit is to capture them to agree to whats called a foot for delete agreement this is where contained by return for your payment they agree to remove the accounts from your credit.

Without this agreement near really is no reason to settle them because they will continue to show and become current accounts instead of elderly and actually drop your credit evaluation.
Pay your bills. Start with the lowest be a foil for and pay it stale, then be in motion to the next and so on.
In the tight-fisted time, cut up your credit cards and do not carge/spend.
If there be, then everybody would do it and credit reports would be worthless.

Where can i find complete list of punishments on NON PAYMENT OF DEBTS?

Somebody applied for a loan from a lending company and the loan be granted.After a few days,the borrower refused to pay envelope his remaining balance because of some reason.The borrower did not issued a check to the lending company instead a promissory data he signed.I want to have a copy of punishments or demanding law for this manner of violation thru internet.


Answers: Unless some sensitive of fraud was involved, failing to pay packet a debt is not a crime in the U.S. All they can do is lug the debtor to civil court.
Have you checked the companies website? Have you looked at the contract that was signed? Usually the fine print tell you and you should read it. You can also check out the website for FCCA

Can I transfer a balance from a car loan onto a credit card?




Answers: There are only two good reasons for doing this
1. Temporary
2. Lower rate (and you need to keep making the same payment)

Now that someone finally gave you the talk. I agree, ask to do a balance transfer and they will send you a check to pay off the car.
Most banks do not accept debit or credit cards. So what you have to do is go to the bank and get a cash advance (witch I don't recommend) Or ask your credit card company to transfer a balance. They will send you a few checks so you can mail them out.

So to answer your question YES
You would either use one of the checks the credit card company has sent you in the mail with your monthly bill or get a cash advance. But I would only do that if I was in a real bad cash flow problem. The credit card company in most cases charge you 2 or 3 % transaction fee, and in most cases the intrest rate on your credit card is higher than the rate you are paying on your car loan. If thats the case you will end up taking longer to pay off the car and pay even more for it in the long run. I would put a lot of thought behind your idea before I decided

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