What kind of course do you take to work at the co9unter in a Bank?
Answers: I dont know what course you need to take but you need to have a nice personality so that you can greet customers in a friendly way and you need cash handling experience...which you can get by working a cash register at walmart.
I believe that many banks will train you for that job so that you dont have to go to school to do it.
Great luck
I get a response from my "rate to delete" request to a credit agency. Is this legit?
I call a collection agency to negotiate a wages to delete. They agreed. I asked for something in writing and this is what they sent me. I required to check with someone who know more about possible loop holes within the wording.Dear Mr. Me
Please be advised that we will give somebody a lift the necessary steps to delete the reason listed above from your credit database upon receipt of compensation in full due to the circumstances involved.
Please own payment surrounded by our office in ten days or the offer is null and blankness.
If you have any further question contact us at ...
sincerely, credit agency name.
So, is this a legit response to own in writing that say they will delete the account?
Answers: u do relize that this will not purloin off the charge bad from the original creditor.. basically this particular agency ..
I simply wanted to brand sure you understood that surrounded by addition its not firm to get third gala deletion ..
They should also state the amount that you settle on so they cant come back and articulate hey we said the full amount.... you did settle with them right? Your not paying a collector 100% of the debt are you?
Kourtnie D.
Prosperity Financial, Inc
I've markedly little first hand experience next to this, but Kourtnie D seems definitely correct. This letter is entirely too ambiguous to be much worthy for anything.
I would re-write it to include specific mention of the dollar amount, that payment of the stated dollar amount constitutes final and COMPLETE pay, and the fact that the "credit file" they are referring to is, within fact, Equifax, Transunion and Experian and not some internal "credit file".
The one they've sent you doesn't appear to be worth much, does it?
I've helped several people do this outstandingly thing.if this epistle is accurate here is my impression.
1) Kourtnie is right, it does want a number of switch points. If this is a large and busy collection agency, it sounds approaching an "all surrounded by one" acceptance form missive designed to save the collection agent some time.
2) I'm suspicious why the agent didn't sign or use their designation.
3) "..to the circumstances involved".wazzat?
Call them up and talk to a human.yeah I know, it violate my Rule #1 but it sounds like they want to work next to you. Inform them that you will agree but you want a more detailed agreement, on their letterhead, and signed.
As an alternative, send them a written outline of your lingo, and request that the sign and return it. Be sure that the terms are deeply clearly spelled out, and that it makes it clear that the money they receive will be considered "payment surrounded by full" for the entire account and you will hold no further liabilities to it.
i wouldn't do it, There is no such piece and if there is its improper. The legal approach is effective and works you can read up on it here http://www.adviceontime.com/Credit/Credi... the best cog about it is that you can do it yourself and not settle up anyone.
Credit reports?
I was wondering if you hold a bad credit posted to your credit report, how long will it stay in attendance? Does it stay there forever? Does it clear itself after a consistent number of years and stay out of your record?Answers: In common it is 7 to 11 years depending on the creditor and tyoe of debt. If the debt is erroneous/invalid then you can transport a request to the credit bureau agencies asking them to remove the account or update amount owed. They can profile a Universal Affadavit to remove with adjectives 3 reporting agencies if debt is invalid and you have proof that it is invalid. Also, you can dispute the debt within which the creditor has 3 months to prove you owe it proving its rightfulness, or otherwise the credit bureau agencies will side with you and update reporting appropriately.
It is seven years plus 180 days. Usually it drops off automatically but you can other send a registered notification to confirm its timely deletion.