Credit Questions and Answers

Cashing a check?

hey there everybody i made a mistake on the remuneration to the order of rank wrote my name instead the other guys, i crossed it out and put the other guys first name do you think the wall will still accept the check, not wondering if its a fraud or not, even though its a indisputable chk made out to the guy i know


Answers: Since you said you wrote your name contained by the Pay to the Order of line this is a check you are writing to someone else. If it is your check and you made it out wrong, the best piece to do is tear up that check and write a contemporary one. This way the guy you know will enjoy no problems.

The bank probably will not currency it. If they did they would contact the account holder(you) first and ask if you did within fact write the check.
it may or may not move about through.

Typically, mail burglary includes this tactic- that is, varying one name and writing within another. The higher step is to clean the check using acetone or something, preserving the signature, and then writing contained by new information, sometimes larger lolly amounts. best to use non-solvent-altering ink when writing a check, as that is a foremost security risk to use regular vegetable ink pen

Any credible bank would possible deny cashing, though it may be placed on hold for a couple of weeks while they see if the funds transfer, or to verify the rightful issuer/owner. You could run to your bank and report to them what you did, and perhaps they could contact the other party's guard and explain.

Do you need your social security number to miss up your credit?




Answers: You cannot get a legal job or open a bank account without social security number. Without job or bank account you cannot get credit. You can buy things on cash. Without credit there is no credit score. So if you mess up your credit it will be with your SSN.
the SS # is the key to your credit report, and what's on any one of the three can make or break you.

here's a comment from another post I made:

check out all three credit reports for free at annualcreditreport.com.

look for errors, and id theft. figure out a statement for investigators to check out.

Credit cards aren't really good for credit repair. what you want are records from loans, and utility company credit to show that you are able to manage your money.

As for credit cards, apply for one at your bank or credit union, in combo with your atm. once your start making progress, you'll get raises on the credit limit. That's when you'll know things are working out. It's the only legit way.

as for the site above- it has your report from TransUnion, Experian, and well you'll find out. It was setup as part of a fed mandate. The most important document a US resident has, as the inofrmation on it will help someone else determine if you get the job you apply for, rent the house or apt, get a phone or electric account, and so on. almost as insidious as being investigated and watched by the CIA.

But people get errors placed on the file all the time, but never seem to look at their own file to see what's right and what's not.

How long will it lift to clear of discouraging credit ratings within Singapore?

I understand that some countries take 5-7 years to clear of one's bad credit ratings. How long will Singapore pocket? Is it the same?


Answers: It will run 7 years to have your discouraging credit drop off. Singapore also uses the similar credit system as surrounded by Western countries.

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