A collection agency called me to collect smaller quantity than $50 for a medical bill. I called pay for the same year (they left an automated message on my answering machine) and I rewarded back on matching day they call. How badly will this affect my credit gain?
Answers: As long as the collection agency had it smaller quantity than 30 days before you remunerated it should not show up on your credit report. I had duplicate thing develop to me recently, an agency call me about a debt I have no idea I have, after verifying the debt be mine I paid it stale and it never reflected on my credit. I'd simply make sure you own receipts and check your credit in a month or so only to make sure it's not at hand.
You might want to go to one of those places that will endow with you your credit score for free a moment ago to see that your score wasn't artificial. If your score is below 600 then you'll hold problems getting credit.
You're already past due if you get called by a collection agency. The hospital may or may not report your previous due status to the credit agencies, it's up to the hospital.
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Answers: As long as the collection agency had it smaller quantity than 30 days before you remunerated it should not show up on your credit report. I had duplicate thing develop to me recently, an agency call me about a debt I have no idea I have, after verifying the debt be mine I paid it stale and it never reflected on my credit. I'd simply make sure you own receipts and check your credit in a month or so only to make sure it's not at hand.
You might want to go to one of those places that will endow with you your credit score for free a moment ago to see that your score wasn't artificial. If your score is below 600 then you'll hold problems getting credit.
You're already past due if you get called by a collection agency. The hospital may or may not report your previous due status to the credit agencies, it's up to the hospital.
Resolved Questions: