A collection agency is wise saying I owe an overdue bill from 11 years ago, it be never placed on my credit report

When I contacted them they gave my mother's ancient address, which I never lived at. If I don't pay this can it travel on my credit report? I thought anything after 7 years was not applicable

How do you find revolving credit when you want to be cautious near your own?



Answers:   The debt, if it be even real, have way exceeded the Statue of Limitations.

The collection agency have no power to enforce anything after such a long time - unless their way of enforcement is a bucket full of concrete beside your feet within it - or a horse's head at the foot of your bed - so you should hold nothing to be concerned in the region of.

They are only trying to intimidate you into paying.

How discouraging does your credit hold to be to be turned down for a errand?


I would bring up to date them to go pound sand. Next time they beckon, tell them to place you on the do not call for list. And if they want to pursue matter, then you will hold to have them contact your permissible counsel.

Also, ask the person that is to say calling for there information. There personal first name, the name of the company, and request that they email you a copy of the collection.

Bank Loan Question?


I blv yes it can dance on your report.

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