A dear sister of mine is surrounded by chapter 13 and the courts are making her compensate $280 a month?

The only income she have is her mentally disabled son's check and that is individual cut in partially because he has child support payments. She have cateracts and is 60 years old cannot work and have tried to get disability. If she declare bankruptsy will they take her house she owns. Her total debt is $15.000

Delinquent Credit...?



Answers:   She wants to go pay for to the attorney that filed the chapter 13 for her and ask what she wishes to do. He may re-file for chapter 7 for her and let her reaffirm her house near the mortgage company. This way, she'll take to keep her house, but obtain out of those Chapter 13 payments.

To own Good Credit, Should i..?


There might be more things going on in her situation next you know. Because just from what you described she should own been competent to qualify for a Chapter 7 Bankruptcy.

The best thing you can own her do is have her agree to the bankruptcy attorney who is doing her Chapter 13. If you perceive that she is not getting good support consult a couple others in your nouns to see what they say.

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I would steal OC's advice, she should speech to her lawyer and see if they can't verbs to a Chpt. 7.
I'd also have her consult an attorney that specializes contained by Social Security benefits. Many lawyers will represent her for free until she win. Lawyer's fees are capped if she does win.
Getting Social Security is a difficult process and can clutch a long time to get it, if at adjectives, unless you have officially recognized representation.
Until then, possibly she should try getting state welfare. At least that would dispense her some cash and food vouchers to lend a hand out.

Can someone refer me to a reputable non-profit debt consolidation company?


She should talk to a collapse lawyer and someone who can serve her apply for disability. Don't treat her like a martyr. That's probably part of her problem. She already file bankruptcy.

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Your sister desires to talk to a ruin lawyer. not one and only should she talk near a lawyer, she should also contact her state representative. this creature is there to relieve the public

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