The bank refuse to take posession of the saloon and it is defistating to my credit, if they take the saloon back later I can get it out and reward if off contained by like two months. The co-borrower the soul I signed for isn't paying and refuses to bestow me the car spinal column and the lender won't take the sports car and I have 2 120days lates on my credit. Do I hold any rights? What can I do?
Answers: honestly... (this also depends on what state your in) if you tell the guard that you want them to repo it, it is voluntary and if they will not repo the item. if you have adjectives of this recorded. also if i be you i would send a certified memo to the bank stating that you want them to pick the vehicle up since you can not afford it anymore. they have to sign for it, you own your copy and then you can save the car and you can profile a claim against them for illegal whereabouts on your credit history. so in turns they will come and receive the car or you can hold on to it and not pay for it. i will also support you to contact a lawyer just about this situation to where he can be in motion along with your state law.. thanks for listen
You are equal owners..neither has more rights than the other. If the payments are behind and they bring it up to date before it is repo'd here isn't anything you can do about it.
This is EXACTLY why you shouldn't cosign for ANYONE. Go have a chat to the person beside the car. Flat out report them they need to refinance it and catch it out of your name. If they refuse permission for, then ask for the key since you are also the owner. If it still continues, then carry a lawyer.
It sounds to me similar to they are the borrower and you are the co-signer. The only entity YOU can do is pay the vehicle payment respectively month. You will then enjoy to take your friend to small claims court. When you co-sign beside or for someone you are basically accepting responsibility for the loan merely as they are. When they don't pay YOU hold to. Sorry. Your statement is unclear. First you say-so you are "primary owner." Then you say you "cosigned." Are you coborrowers or did one of you cosign for the other? If you are surrounded by fact coborrowers, you are both equally liable for the debt.
Wow, I hope Spifman1 comes along to answer this.
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Answers: honestly... (this also depends on what state your in) if you tell the guard that you want them to repo it, it is voluntary and if they will not repo the item. if you have adjectives of this recorded. also if i be you i would send a certified memo to the bank stating that you want them to pick the vehicle up since you can not afford it anymore. they have to sign for it, you own your copy and then you can save the car and you can profile a claim against them for illegal whereabouts on your credit history. so in turns they will come and receive the car or you can hold on to it and not pay for it. i will also support you to contact a lawyer just about this situation to where he can be in motion along with your state law.. thanks for listen
You are equal owners..neither has more rights than the other. If the payments are behind and they bring it up to date before it is repo'd here isn't anything you can do about it.
This is EXACTLY why you shouldn't cosign for ANYONE. Go have a chat to the person beside the car. Flat out report them they need to refinance it and catch it out of your name. If they refuse permission for, then ask for the key since you are also the owner. If it still continues, then carry a lawyer.
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It sounds to me similar to they are the borrower and you are the co-signer. The only entity YOU can do is pay the vehicle payment respectively month. You will then enjoy to take your friend to small claims court. When you co-sign beside or for someone you are basically accepting responsibility for the loan merely as they are. When they don't pay YOU hold to. Sorry. Your statement is unclear. First you say-so you are "primary owner." Then you say you "cosigned." Are you coborrowers or did one of you cosign for the other? If you are surrounded by fact coborrowers, you are both equally liable for the debt.
Wow, I hope Spifman1 comes along to answer this.
Resolved Questions: