Bad credit?

Hi,
Im just after a straightforward answer to my examine, if there is one:
What looks worse on your credit account, a default on a couple of credit cards, that enjoy been rewarded off over 2years since the evasion, or several late payments and arrears on credit cards (im discussion upwards of 10) but since that blip, all payments made in good time for the next 2 years

Thanks for adjectives your help

Does anyone know of a legit and free instrument I could my increase my credit?

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Answers:   Defaults are as a rule worse but to be honest it varies from lender to lender and their credit approval criteria

I own a collection agency bugging me for a debt...?

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your credit rating should be good if youv be making payments for the last 2 years! paying sour credit cards are the best way to build your rating, i doubt the default from 2+ years ago will do any harm.

The default are worse than simple late money but as i said shouldnt make any difference for you if you've be paying on time for 2 years

"Name on Credit Card" money requesting my moniker on credit card or credit card's company describe?

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Someone asked Suzie Orman this ultimate night. Her answer be they look about impossible to tell apart. Neither is desirable to a potential lender.

It's good that you've kept trying to net it right. This will help your credit. it's resembling getting a bad GPA up near several "A"s.

Using a 0 percent credit card too...?

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A formal default perceive will be on your credit record for six years.
A missed compensation shows for six months.
so if the payments have be on time for 2 yrs later the defaults are worse.

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