I have a student depiction with a guard with my designation on the visa card and my money. I was wondering that if I be to start overdrafting and stuff like that would my or my dad's credit be artificial because when i signed up my dad had to be here and sign some papers too.
Answers: for a credit card your credit could be affected but not beside a savings information unless you had a huge distrustful balance that you refuse to repay so the bank turned the debt over to a collections agency. This would be a VERY extreme circumstances and never happen but theoretically it is possible. And even still if your a minor your credit isn't at risk you don't even own a credit score all the same it is your father who is the legal custodian of the acount.
If you overdraw your narrative, it will affect both your *and* your dad's credit rating. It's a really bad notion. Don't do it!
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Answers: for a credit card your credit could be affected but not beside a savings information unless you had a huge distrustful balance that you refuse to repay so the bank turned the debt over to a collections agency. This would be a VERY extreme circumstances and never happen but theoretically it is possible. And even still if your a minor your credit isn't at risk you don't even own a credit score all the same it is your father who is the legal custodian of the acount.
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If you overdraw your narrative, it will affect both your *and* your dad's credit rating. It's a really bad notion. Don't do it!
Resolved Questions: