Hi
I am new immigrant to USA. And have 1year of credit history.My credit score is 663. Is that possible to bring Home loan with 20% down.
Answers: I seriously doubt you can draw from a 2% home loan...a lender charges you a % over prime rate and if money is lent at 2% we are all screwed...anyhow...near 20% down you may be able to draw from a loan...you may find someone to give you a NINA loan beside a higher intrest rate.save.wait a year and own 2 years tax returns, employment , and even more money to put down.
Be wary if your question is authentic. Most of the people that are going to make a contribution you (bad credit loans are predetory lendors)...why would someone give you a 2% loan when they could invest their money within a CD or even high yeild nest egg and make more than that.study out for this RIP-OFF artist on here!
This is a complex answer because you did not give satisfactory information. If you are a Foreign National, No. Evidently you are a citizen. You have a social warranty number so you must qualify. You need at lowest 2 years of work history and rental history. If you have that you can stir FHA irregardless of how long you have have a credit profile.
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I am new immigrant to USA. And have 1year of credit history.My credit score is 663. Is that possible to bring Home loan with 20% down.
Answers: I seriously doubt you can draw from a 2% home loan...a lender charges you a % over prime rate and if money is lent at 2% we are all screwed...anyhow...near 20% down you may be able to draw from a loan...you may find someone to give you a NINA loan beside a higher intrest rate.save.wait a year and own 2 years tax returns, employment , and even more money to put down.
Be wary if your question is authentic. Most of the people that are going to make a contribution you (bad credit loans are predetory lendors)...why would someone give you a 2% loan when they could invest their money within a CD or even high yeild nest egg and make more than that.study out for this RIP-OFF artist on here!
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This is a complex answer because you did not give satisfactory information. If you are a Foreign National, No. Evidently you are a citizen. You have a social warranty number so you must qualify. You need at lowest 2 years of work history and rental history. If you have that you can stir FHA irregardless of how long you have have a credit profile.
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